Issue 07
UBS ALLEGEDLY INVOLVED IN FIRST DEGREE FELONY CHARGES AGAINST UBS CLIENT VICTIM WITH DEMENTIA
Palm Beach Daily News reports: "The victim (Helga Marston) suffers from dementia and Alzheimer's disease, and has been living at the Lourdes Noreen McKeen assisted living facility in West Palm Beach since February 2013. On March 18, 2013, the victim had been evaluated by a doctor, who concluded she had "zero" mental capacity. The doctor said the woman "was unaware of her surroundings and described it to be as if she was placed on another planet." Tsai, 66, is a former interior designer and founder of the Canadian Breast Cancer Foundation. She is the ex-wife of the late billionaire financier Gerald Tsai ... Nancy Tsai was booked into the Palm Beach County Jail 1 p.m. Tuesday on first-degree felony charges of exploitation of more than $100,000 from an elderly person and grand theft of more than $50,000 from a person over 65. She was released on a $30,000 surety bond at 8:30 p.m. A call to her attorney, Joseph Atterbury, was not returned by deadline. ... (UBS) Financial adviser Dennis T Melchior, Tsai's boyfriend, acted as UBS broker for the victim's trust account while employed at UBS Financial Services. He was fired from UBS Palm Beach on April 22, 2013 for failing to tell UBS management of his relationship with Tsai. Although Melchior's financial broker's license had been revoked, Tsai added him as an investment adviser to the victim's trust account and paid him $7,500 monthly since June 2013, according to the affidavit. ... Melchior has not been criminally charged. ... The police investigation into Tsai was triggered by Financial Industry Regulatory Authority (FINRA) investigation of (UBS financial advisor) Melchior." G1 UBS Wealth Management Representative Dennis T Melchior was UBS financial advisor to UBS Client victim Helga Marston aided by his girlfriend Nancy Tsai. It is unknown how many fees or account assets directly or indirectly UBS had taken out of UBS Client victim Helga Marston's estate through UBS client advisor Melchior. It is unknown who told FINRA about UBS Melchior and the UBS violations. FINRA (Financial Industry Private Regulatory Authority) as the largest private securities regulator in the USA says: "Our chief role is to protect investors by maintaining the fairness of the U.S. capital markets." From information and belief FINRA is a paper tiger supporting the interests of those they regulate (UBS) at the expense of perpetrator's (UBS) client victims (Gardiner's Island Family, Mallard, Marston et al). It is unknown if FINRA (Financial Industry Regulatory Authority) has taken any action against UBS regarding the Gardiner's Island Family approximately $147,000,000 alleged estate swindle. UBS Wealth Management Representative James H Mahoney was UBS Client Eunice Gardiner's UBS personal advisor. We do know Mahoney still commutes from his UBS Palm Beach office to Eunice Gardiner's estate, now in possession of Mahoney's wife Stephanie (see issue 5 legal document).UBS Financial Services advisor Dennis T Melchior to UBS Client Helga Marston and his girlfriend Nancy Tsai.
DOES UBS "INCENTIVISE" UBS SALESMEN TO SIGN US SENIOR CITIZENS AS CLIENTS, ESPECIALLY WITH DEMENTIA AND ALZHEIMERS?
Bloomberg reports: "Weil gave subordinates at UBS incentives to increase their business with U.S. clients, knowing that they were violating the 2001 agreement to identify customer names, prosecutors alleged in the November indictment. In 2002, Weil and other executives hid from the IRS the results of an internal audit that showed the bank wasn't meeting the terms of the agreement, according to the November indictment." G2 Not covered in these media articles is the fact that UBS has not been investigated/prosecuted and gets to keep the elderly UBS Client's estate looted through the UBS Financial Advisors. Documents were given to an unknowing UBS Client Mallard by UBS showing UBS unilaterally wire transferred offshore his accounts to Switzerland. Mallard and Gardiner accounts are but two with documented UBS offshore statements, shown in this newsletter. If Mahoney is outed he will most probably follow the UBS/FINRA Melchior punishment scam. FINRA will most probably take Mahoney's license away, UBS will then fire him while UBS will be allowed to escape yet another criminal violation and keep the Gardiner's Island Family estate loot. Mahoney will yet be another small player victim in the UBS continuing USA criminal violations saga. Time and again, UBS is constantly hiring salesmen to repeat their alleged criminal process against recruited clients, especially the elderly.91 YEAR OLD UBS CLIENT HAS LIFE SAVINGS STOLEN BY UBS WHILE ALERTED USA OCC TAKES NO ACTION
Ripoff Report reports: "The large display ads appearing weekly in the Wall Street Journal, by the New York City Office of World Wide UBS Ag Bank, are quite inviting...'At UBS, we know managing wealth means responding to changes in the market, the world and your life...we consider the perfect time to assess where you are headed as an ongoing conversation called, "You & Us.' My 91 year old friend and elderly patient, Lester Wilken, of Laguna Woods, CA, trusted UBS to manage all his wealth in the Zurich Bank. ... (Wilkins) was so blinded with Macular Degeneration he depended on the eyes of UBS executive director ... His Zurich manager, Claude E. Ulmann, informed him, "It is better for me to fly a UBS Power of Attorney to your home in CA (Laguna, California) to arrange the trust ... he (Wilkins) furnished us the address of Claude Ulmann so we could request he transfer the $250,000 trust fund he assured Wilken was in place in our name. ... Wilken's ... died ... The UBS Law firm in Zurich then informed me (heir) they would not honor my UBS Power of Attorney even though Claude E. Ulmann was still employed as one of their executive directors in wealth management ... Ulmann not only failed to send papers for the trust transfer, he never provided us with the account number or interest earned or mailed a bank statement showing the balance. ... The Comptroller of the Currency (OCC), Administrator of National Banks, Houston, Texas, simply informed us my case was assigned the case # 586634 ... by Customer Assistance Group, but no assistance has been forth coming." G3 A pattern is clearly discernible in UBS giving money to the Utah Symphony allegedly for favorable Salt Lake City State and Federal Courthouse treatment. Giving donations to Senator/President Obama through UBS Chairman and custodian Obama Presidential Library+ secret offshore numbered account for foreign donations for immunity from USA Federal investigation/prosecution. All the while, the UBS elderly clients get the shaft. When will UBS ever loose their USA Charter to stop this reign of terror?
Helga Marston
PALM BEACH UBS CLIENT VICTIM OF ANOTHER ALLEGED UBS SWINDLE
UBS ATTEMPTS TO SLEEZE UBS CLIENTS BY REJECTING BERNIE MADOFF COMPLICITY
UBS PROMOTED BERNIE MADOFF TO UNSUSPECTING UBS CLIENTS
LUXEMBOURG ATTACKS UBS OVER MADOFF FUND
UBS SPONSORS PALM BEACH ART SHOW TO RECRUIT WEALTHY SENIOR CITIZENS!
BEANIE BABIES BILLIONAIRE TAKES A HIT FROM UBS
UBS ELDERLY WIDOWER CLIENT UNWITTINGLY TAKES BLAME FOR UBS UNDER DUBIOUS CIRCUMSTANCES
Mary Estelle Curran
HOLDER/UBS TAKE DOWN AN ELDERLY UBS CLIENT TO IMPRESS USA CONGRESS!
UBS AGAIN SOLICITS PALM BEACH ELDERLY JEWISH WOMEN WHO SUFFERED THE MADOFF/UBS SCHEME
SENIORSAVIOR.COM PICKET UBS
US seniorsavior.com was initially created to protect Florida senior citizens from white-collar crime. Seniorsavior.com is so upset at UBS taking advantage of the elderly through predatory banking/broker dealer practices they continue to sporadically picket. This group has not used the media for their picketing, for some reason. It is a good bet they would receive media international attention. Some new signs read:
UBS ARE SWISS PREDATORS UBS SWISS CRIMINALS OUT OF USA
UBS KEEP OFF U.S. SENIOR CITIZENS
IS UBS BANKER FOR DRUG CARTELS, CHILD SEX SLAVERY AND US PRESIDENTIAL LIBRARIES?
WILL UBS KILL UBS FUGITIVE CHAIRMAN RAOUL WEIL BEFORE U.S. COURT APPEARANCE?
BERNIE MADOFF AND UBS ARE LINKED _____________________________________________
Letters to the Editor:
Dear Sir/Madam:
I've been considered a large investor and have never received such information about banker/broker dealers before my local broker presented your newsletter to me. Why on earth don't other media tell the public about these things? People in California don't like this UBS AG behavior. It is disgusting.
A friend from San Francisco
Dear Editor:
I saw full page advertising in the Palm Beach Society Magazine by UBS investment recruiters. When UBS chairman became a fugitive from US justice by not reporting to the Ft Lauderdale Federal court this should have been considered big news. The UBS clients in Palm Beach County should have been alerted with an in-depth article. Question: Is there a correlation between the amount of advertising and critical coverage in media?
Palm Beach resident
Director:
How do we support you so that UBS can come further under the spotlight? There are many banks and broker dealers that do not like the unfair competitive advantage UBS has in our marketplace.
NYC financial
Dear Editor:
Your site is funny but sad. I sort of admire UBS because they are doing outright what the other US banker broker dealers have done since their inception. UBS knows how it works because you say they know which Washington political operatives hide money in their Swiss bank. They can take advantage of this more than the homegrown US banks and broker dealers. I would definitely invest with them if they did not do such horrible things to their client senior citizens. I am one of those.
Widower -- Montecito, California
Editor:
Why doesn't UBS just "accommodate" you guys the old fashion way? We don't understand why they victimize a Client rather than making some sort of quiet adjustment. This is what U.S. banks and brokers do. Are they really that arrogant? This is hurting their lobbying effort in Washington. UBS is becoming a joke on the Hill.
Washington "political operative"
Director:
How come UBS Financial Services advisor Dennis T Melchior gets fired while UBS Financial Services advisor James A Mahoney is promoted to Executive or Senior Vice President for doing the same thing worse. I think both and UBS should be tried for looting elderly UBS Clients portfolios entrusted to UBS. Mahoney seems to have stolen more client assets from Eunice Gardiner than Melchior. Who in the government went after Melchior's alleged co-conspirator girlfriend and allowed Melchior and UBS to go free? Why does UBS always go free in the looting of elderly UBS clients?
Legal beagle
Dear Director:
Why are there so many UBS Chairmen? As a prior ethical banker I know it is more cost effective to make somebody a Vice President than give them a raise. In essence, banks are tellers who take in money and vice presidents are loan officers who give money out. It is not hard until you get to those who loot customer accounts and have to hire lawyers
4
and pay politicians to get off.
Chicago retired banker
Editor:
We will tell you UBS AG is using same routine as done in Africa in U.S.. UBS AG Chief Sergio Ermotti represented UBS AG in Africa. One of UBS AG jobs descriptions is taking in bribes from dictator's family members and cronies stolen from citizens. They do this by selling natural resources or "dissapeared" aid money. UBS AG instructs through intermediaries how to sanitize stolen money through phony consulting or similar companies. It all ends up in UBS AG vaults under numbered accounts. Why did UBS AG cause attention by becoming a member of the U.S. nationally unregulated Utah Industrial Bank Cartel by giving most cash to Utah Symphony? You say UBS AG brings U.S. elderly UBS Clients to be processed in Salt Lake City Courthouse with UBS AG always getting a phony judgment under UBS AG aliases. We at UN see much bigger UBS AG World criminal activity. We are dismayed this happens in U.S. but we can use it against U.S. pompous policies as being hypocritical. We enjoy very much your newsletter for substantiating what we already know. You also give us delight in your cryptic pronouncements. You can see by our email we are students of your illustrious newsletter. As last point, we have embarrassingly had some dictators loose their positions and then be unable to obtain their stolen money from UBS AG numbered accounts. They come to UN through channels asking us to get their stolen money from UBS AG. Isn't that something. If you find your newsletter threatened, we will assist your freedoms.
UN readership
Dearest Editor:
Did you know Danny Hanley of Gunster Yoakley has not been Roman Catholic? He and his wife have belonged to a small unafiliated Church in Palm Beach started in 1994. Several years ago a member of their family was involved in a scandal at the Church. It was sexual in nature and had nothing to do about recruiting elderly to the Church. Wikipedia says "The Paramount Theatre Building now houses the Paramount Church, a non-denominational Christian church." The weird thing is the Roman Catholic church is right accross the street from the Paramount Theater church. It is a busy corner on Sundays. Ha, ha, ha.
Palm Beach resident
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Dear Readership:
We are receiving considerable heads-up information from disenchanted UBS reliable sources, be they Clients or employees. We screen the information for credibility and find the results valuable. Many tell of disenchantment within the UBS mean spirited corporate ethic. There seems to be a great concern about the incentive pay carrot given employees to allegedly commit questionable if not criminal acts while using the stick on those who refuse. We know also UBS has a history of destroying inconvenient documents. It seems to be ingrained within UBS ethic. We welcome UBS reliable sources and disenchanted Client, hoping they will continue to send information to us. This gives the World a bit more transparency, however slight. If seniorsavior.com continues to grow and pass the word of UBS predatory practices to the USA wealthy, we see no future for UBS in the USA . One of our goals is to have the UBS AG Charter revoked by USA Congress. UBS AG cannot afford to have Chairman Axel Weber beg in front of yet another Congressional hearing. Of course Swiss political operatives can again force the Swiss taxpayer to disgorge more UBS bailout money in an attempt to stop the inevitable.
We use the English "incentivise" spelling since the first to use it in exposing UBS criminal activities in USA was infamous Bradley Birkenfeld. European bankers tend to use UK English spelling to be snippy.
We offer our condolences to Helga Marston's European family and hope her friends assist us in our quest to revoke the UBS Charter in USA. We do not know if Helga's estate assets in the alleged possession and control of UBS and their UBS Financial Advisor will be retrieved. UBS reliable sources have said there are several other elderly women that are in the midst of being processed for the UBS "perfection experience".
With a little coaxing, we believe other UBS Client victims will be coming forward once the seriousness of the scandals fully emerge. This was the victim scenario that played out with the Madoff/UBS scandal. Once the scandal cascaded it became fashionable for clients to come forward saying they were a victim of Bernie Madoff/UBS. Washington Congressional Committees are awaiting the USA Federal trial of UBS prior fugitive from USA Federal Justice CEO Raoul Weil in Ft Lauderdale, Florida. Again, UBS CEO Raoul Weil knows too much. Raoul may be accidented or suicided. UBS should suffer the same plight as Bernie and at very least loose their USA Charter.
Director@internalrevenue.com