Rule of law! Justice delayed is justice denied.
Issue 4 briefly depicted examples of the perfect UBS AG Client elderly victims. We will in this issue 5 observe factual procedures of UBS AG (Switzerland) and their collaborators continuing reign of terror against their USA Clients, especially the elderly Client victims within the USA. World authorities will be able to readily observe herein detailed UBS AG dubiously prosecuted or un-prosecuted USA criminal activities. We will continue to evidence that UBS AG behavior has been top down sanctioned by the USA Presidential Team UBS (Clinton, Bush II, Obama) receiving UBS deferred payments after leaving office. Let it be known President Donald Trump refused to join the USA Presidential Team UBS out of conviction to make good on his Presidential promises to American citizens. This was not well received by UBS AG (Swiss) or their USA collaborators.
We will center on the USA Federal & State Courts in Salt Lake City, Utah as USA collaborating facilitators for processing harvested UBS Client victims from other states. The Utah Courts are so proud of their profits there is even one of their graphs depicted below. Most of the illustrated UBS Client victim examples are Palm Beach County, Florida elderly initially invited to a honey pot trap lunch with “alike others”. There they have to fill out a personal information questionnaire to leave. There is always a big male at the door to see the questionnaire has been properly filled out. Those going further are then susceptible to the assigned UBS salesman mantra of target, solicit, recruit, isolate, control, dupe and loot.
Issue 5 will become the most lengthy issue due to the large number of interesting accumulated exhibits. It will always be under sustained construction to allow World readership constant up-dates. UBS and their collaborators’ shear arrogance allows clarity to these criminal schemes for the World to see. We hope to continue to glean from our international readership areas of most interest for the publication. We sprinkle our usual jokes, cartoons funny depictions et al throughout so as to enliven the subject matter.
We begin in Salt Lake City, Utah with documented Utah State & USA Federal Court UBS manipulations. A series of known spoliations and other fraudulent manipulations of Court records and procedures in USA Federal & State Salt Lake City, Utah and Palm Beach County, Florida Courthouses will be detailed. We present them to World readership in hopes UBS AG and others of their ilk will be put on notice. UBS elderly Client victim harvesting has been so successful Utah Court system makes a pamphlet with graphs (see below) depicting the massive court profits accrued. These Utah fraudulently configured court documents are then exported as true and correct foreign judgements to other USA states. They are not. In Florida, USA Federally unregulated Utah Industrial Bank “UBS Bank USA” criminally held itself out to the World as a Florida chartered and licensed bank from 2003 > 2010. It was neither. USA Federally unregulated Utah UBS Bank USA continues to fraudulently target, solicit, recruit, isolate, control, dupe and loot Florida citizens, especially the elderly. At the very same time in Ft Lauderdale, Florida USA Federal Judge Cohn was assigned three UBS cases (United States of America v UBS Case No. 09-60033-CR-COHN) and two criminal trials of UBS Chairman Raoul Weil (United States v Raoul Weil Case 08-60322-CR-COHN). All-the-while UBS continues its unabated interstate rampant interstate crimes, especially against UBS retired elderly Florida Client victims. Enjoy and learn.
VE1 Salt Lake City, Utah
Salt Lake City, Utah panorama
UBS AG (SWISS) UTAH BLATANT COLLABORATIONS AND FRAUDS UPON THE UTAH STATE & USA FEDERAL COURTS ARE EASILY EXPOSED.
Issue 5 is a Utah & Florida chronology of documented UBS AG (Switzerland) dubious USA Federal Government condoned court procedures as well as fraudulent mandatory regulatory manipulations. Our reliable Utah sources continue to comprehensively investigate this UBS AG solely owned UBS Bank USA Utah Industrial Bank massive swindling, mostly of USA elderly UBS Client victims. It also provides access to various World concerned groups interested in UBS AG lucrative international criminal methods. Zurich is the wealthiest city in the World for a reason.
Let us again be reminded of the UBS sales force mantra of target, solicit, recruit, isolate, control, dupe and loot. This is said to allow the UBS Client to obtain the “UBS perfection experience”. To reap these illicit benefits co-conspirator schemers at UBS Financial Services Palm Beach, Florida offices knowingly illegally shared offices with and intentionally commingled UBS Client victim business with Florida unlicensed illegal Utah UBS Bank USA from 2003 > 2010. When aiding and abetting the targeting of UBS elderly Client Mallard for a mortgage, Utah USA Federally unregulated UBS Bank USA did not have a Florida license or charter to do so. All the while UBS AG was being criminally tried (United States of America v UBS AG Case 09-60033-CR-COHN) a few miles South in Ft Lauderdale. From information and belief, this was common practice throughout every UBS targeted and solicited state between 2003 > 2010 whereby UBS AG Utah UBS Bank USA did banking business illegally across state lines in USA. This instantly made UBS AG and it’s solely owned UBS Bank USA criminally liable to USA Federal Law. We will also see below that parent UBS AG (Switzerland) was on USA Federal parol. UBS AG Chairman Raoul Weil had also at the time escaped from USA Federal Court, Ft Lauderdale, Florida and was hiding out in Switzerland as an escaped fugitive from USA justice.
UBS AG TRAMPLES USA RULE OF LAW
One of the basic rights allegedly given to every USA citizen is the “inalienable right of due process under the law”. UBS AG (Swiss) joined and created it’s solely owned UBS Bank USA by becoming a member of the USA Federally unregulated Utah Industrial Bank Cartel. UBS Bank USA and it’s aliases used either the Utah 3rd District Court or the USA Federal Court both located in Salt Lake City, Utah. Through the authority of these Courts UBS send dubious demands and complaints rife with misrepresentations to their below mentioned UBS Client victims from other states. Among other things but not necessarily all, UBS Clients were then stripped of their USA inalienable right to “due process under the law” by using well known questionable illicit procedures to diminish UBS Client victims, especially the elderly. The intent was, through USA fraud upon the Utah courts et al, to stop any herein mentioned USA victim recourse. If necessary, UBS then exports the UBS Client victim fraudulent defective case to another USA State or Federal Court as a true and correct Utah foreign judgement. These judgements are taken at face value. Utah Industrial Banks know that rarely is the foreign state procedurally allowed to scrutinize and overrule the misrepresentations of the Utah judgements. This UBS matter is much to important to the World citizenry than perilously ignore the responsibility of not reporting it.
UTAH INDUSTRIAL BANK & PENNEY STOCK CARTELS
Among World financial and law enforcement regulators, the USA Utah State is known as the indisputable leader of both USA Federally unregulated Industrial Bank and Penney Stock Cartels. We will only address the USA Federally unregulated Utah Industrial Bank Cartel. In particular, the now defunct Lehman Brothers cartel member and presently active UBS AG (Switzerland) solely owned UBS Bank USA member headquartered in Salt Lake City. Suffice it to say, Lehman and UBS Utah Industrial Banks were substantial perpetrators in the 2008 World stock market crash. This has been purposely hidden from the World so UBS AG could initially receive USA and Swiss Government bailouts and continue the UBS AG reign of terror primarily against UBS Client victims, especially the elderly and women. We have the corroborating documents, testimony and reliable sources. Use your computer search engine to look up the most recent UBS swindle of Puerto Rican elderly UBS Clients. We have a paper trail going directly to the UBS Americas Chairman’s desk in New York on the UBS perpetrated Puerto Rico bond scandal. Sadly, we also report on USA vulture funds following UBS to pick up the swindling remnants.
Other USA international banks based in New York are following Lehman & UBS AG to Utah by creating USA Federally unregulated Utah banks. There is no USA Federal Reserve accountability by the Utah Industrial Bank Cartel members. Furthermore, the Utah Industrial Bank Penny Stock Cartel members receive favorable treatment in both the massive Salt Lake City 3rd District and Federal Courts, among other things. A reliable USA CEO source who went through the Utah Industrial Bank Cartel ritual admission requirements told us of the procedures and perks available to the membership supersede Federal and other State Bank regulations. Prospective members are told there standing is directly related to Utah community events donations. We will see herein UBS is the #1 giver of money to the Utah Symphony with the Latter Day Saints Church (Mormon) #2.
SALT LAKE CITY, UTAH PENNY STOCK FRAUD CAPITAL OF WORLD
Deseret News (Utah) reports: “Utah’s unsavory reputation for swindles has spread nationwide. Former Colorado Securities Commissioner Royce Griffin said … Penny stock fraud has flourished in Salt Lake City since Utah’s earliest mining days, said State Securities Division Director John Baldwin. … another trend is for companies formed in Utah to have their stock sold through brokers in Europe to victims all over the world. … regulators in the state, around the country and abroad are learning to cooperate in the fight against penny stock fraud, officials say. Multiagency approaches have been used in several recent investigations of Utahns and Utah-related companies. “ VE1-1
UTAH “SEWER” OF USA SECURITY INDUSTRY CRIMES!
Cleveland Independent Media reports: “There’s a good reason Salt Lake City is by far the smallest city where the U.S. Securities and Exchange Commission set up an office to fight fraud.… The flogging of worthless penny stocks earned Utah a reputation as the sewer of the securities industry. It has yet to fully shake the tag. … Now, fraud runs the gamut from old-fashioned Ponzi investment schemes that amaze Israel with their frequency–“we see a ton of those cases”–to modern Internet and identity thefts. Some days, the business page of the Salt Lake newspapers reads like a police blotter. … the Church of Jesus Christ of Latter-day Saints [Mormon] is not involved, but its close-knit structure provides a handy bunco incubator. Indeed, when Israel has to consult Mormon authorities on swindlers claiming church connections or business, the leaders are eager to cooperate.” VE1-2 It is very difficult to indeed believe that the State of Utah and Mormon religion can have such commendable international political figures as Orrin Hatch, John Huntsman, Mitt Romney and Jason Chaffetz while turning a blind eye and deaf ear to known USA Federal and international criminal activities herein mentioned.
UTAH IS KNOWN BY WORLD FINANCE AS SECURITIES FRAUD CAPITAL OF USA.
Utah CEO Magazine reports: “Along with Mormons and the 2002 Winter Olympics, Utah is known for securities fraud. ‘For good or for bad, deserved or undeserved, Utah has a national reputation for being the center of securities fraud,’ notes Kevin Timken, a securities attorney at Kruse Landa Maycock & Ricks, LLC (KLM&R). ‘In fact, Utah is the smallest state to have its own office of the Securities and Exchange Commission.’ …Both federal and state laws have provisions that say that it is unlawful to sell securities with a material misstatement or omission of a material fact. … You must be both accurate and complete,’ … failure to comply with applicable securities laws could result in … and possibly criminal charges as well as civil lawsuits from investors seeking damages and a return of invested money.” VE1-2-1
WHEN WILL FEDERALLY UNREGULATED UTAH INDUSTRIAL BANKS BE SHUT DOWN?
Salt Lake Tribune reports: “Obama is calling for the elimination of industrial bank charters and wants them all shut down within five years. If successful, the president’s plan could deal a hammer blow to Utah’s economy, which is the home of 25 industrial banks that employ thousands of the state’s residents and hold assets valued in excess of $168 billion. … Although Ed Leary, commissioner of the Utah Department of Financial Institutions, pointed out the administration’s plan is only preliminary and there is not yet any legislation before Congress. Nevertheless, he said, the proposal was disheartening. ‘It is discouraging they would want to eliminate a charter [for industrial banks] that has never caused problems and didn’t contribute to any of the country’s financial problems,’ Leary said.” VE1-3
UTAH INDUSTRIAL BANKS TO BE SHUT DOWN!
New York Times reports: “Utah is the nation’s unlikely capital of industrial banks — niche institutions that primarily make loans to businesses. Corporations like Goldman Sachs, Target and General Electric have been attracted to the state to set up such institutions. While they have brought billions of dollars in deposits, thousands of jobs and millions in charitable donations to Salt Lake City, the banks have also drawn fire from Washington. … Treasury Secretary Timothy F. Geithner and other officials are pressing ahead with their proposal to require the institutions to submit to Federal Reserve oversight, part of a sweeping package of regulatory reforms. But the battle over the banks, expected to intensify now that Congress is back in session, demonstrates how difficult enacting tougher regulation can be. … Unlike commercial banks, though, all but the smallest industrial banks are barred from offering checking accounts, so most have no retail branches. And they are not supervised by the Federal Reserve nor are their parent companies required to set aside capital reserves that could be used if a bank gets into trouble. … But critics tick off a list of complaints about the banks, including assertions that owning them gives their corporate parents an unfair advantage and encourages risky practices. … In addition, he and others point out, state regulators and the F.D.I.C. do not have the same powers as the Federal Reserve to demand changes in risky business practices by parent companies that might indirectly threaten their industrial banks. … Treasury officials have not blamed industrial banks for a role in the financial crisis, but they do argue that the regulatory loophole permitted abusive actions by some of their parent companies that fed the problems. … ‘The United States of America has lost billions of dollars based on inadequate regulation,’ said James A. Leach, a former Republican congressman from Iowa and longtime critic of industrial banks. ‘Once you set up an exception like the industrial bank charter, the smart and the big are not dumb. They will exploit it. And that is just what they did.’ ” VE1-4 USA Presidential Team UBS has been using their Cabinet Secretaries to buttress up UBS AG through questionable policies. Let us be reminded, Clinton/ Bush II/Obama continue to receive deferred payments from UBS, among other things.
ARE USA FEDERALLY UNREGULATED UTAH INDUSTRIAL BANKS STILL DANGEROUS FOR WORLD FINANCIAL STABILITY, AFTER 2008 WORLD FINANCIAL CRASH?
American Banker reports: “ILC [Utah Industrial Banks], a type of charter that allows companies to own a bank without having to comply with [USA Federal] Bank Holding Company Act requirements and face supervision by the [USA] Federal Reserve Board. … Community banks and others who support a strong firewall between banks and commercial firms … Camden Fine, the president and CEO of the Independent Community Bankers of America. ‘If these entities want to be banks, they should apply for banking charters and come under full and unified banking supervision.’ … ILCs are a window into the banking system for nontraditional financial institutions seeking to access the [USA] Federal Reserve payments system and take deposits, which are a cheap source of funding for loans. … said Fine. ‘Congress is going to have to address this issue. Do they want a commercial banking system regulated uniformly or do they not? That’s the question they are going to have to grapple with.’… The ILC is a controversial bank charter that critics say creates a loophole to the separation of banking and commerce, allowing firms to skirt Fed supervision. Supporters of the charter note that ILCs have been regulated successfully for decades by the FDIC [Federal Deposit Insurance Company] and the states, including Utah”. VE1-5 UBS AG (Swiss) solely owned UBS Bank USA and Lehman’s Bank as USA Federally unregulated Utah Industrial Banks were considerably responsible for the chain of events leading to the World 2008 financial crash. Perplexingly, USA Senate Finance Chairman quit Congress and immediately became UBS Vice Chairman. UBS Bank UBS was also USA Federal and State illegally doing interstate business in USA States out of UBS Financial offices without a mandatory State license to do so in any State but for Utah. UBS was pushing downgraded Lehman’s stocks onto unknowing UBS elderly clients. At this time Bush II Treasury Secretary Paulson met with his Goldman Sachs prior associates in a Moscow Marriott Hotel room. Lehmans was then allowed to fail while UBS was given an indirect Bush II USA Federal bailout. We have seen a rendition of this massive UBS swindle in Puerto Rico with questionable bonds coerced by UBS upon UBS elderly clients just before the Puerto Rican bond crash.. In the Puerto Rico UBS swindle crash the UBS paper trail went directly to the UBS Chairman’s desk.
United States Supreme Court says cartels are: “the supreme evil of antitrust.”(1) Prosecuting cartel offenses continues to be the highest priority of the United States Department of Justice’s Antitrust Division.(2) The Antitrust Division has sole authority for federal criminal antitrust enforcement in the United States.” VE1-6
DID UBS FURTHER “INCENTIVIZE” PRESIDENT OBAMA BY INCREASING HIS DEFERRED PAYMENTS SO HE WOULD REFUTE HIS CAMPAIGN PROMISE OF TERMINATING THE USA FEDERALLY UNREGULATED UTAH INDUSTRIAL BANKS?
New York Times reports: “Utah is the nation’s unlikely capital of industrial banks … While they have brought billions of dollars in deposits, thousands of jobs and millions in charitable donations to Salt Lake City, the banks have also drawn fire from Washington. … The Obama administration argues that the banks pose a threat to the economy because their parent companies can engage in risky practices but are often exempt from routine scrutiny by the Federal Reserve. … Unlike commercial banks … they are not supervised by the Federal Reserve nor are their parent companies required to set aside capital reserves that could be used if a bank gets into trouble. In Salt Lake City, the banks have been a welcome presence. They created an estimated 15,000 jobs at the banks and related service companies, and their executives have sprinkled money around to everything from the Utah Symphony Orchestra to housing for the poor.But critics tick off a list of complaints about the banks, including assertions that owning them gives their corporate parents an unfair advantage and encourages risky practices. In addition, he [Obama] and others point out, state regulators and the F.D.I.C. do not have the same powers as the Federal Reserve to demand changes in risky business practices by parent companies that might indirectly threaten their industrial banks. Treasury officials … have not blamed industrial banks for a role in the financial crisis, but they do argue that the regulatory loophole permitted abusive actions by some of their parent companies that fed the problems. ‘This is not about picking on anyone, but they contributed to risk in the system,’ said a Treasury official, who spoke on condition of anonymity because he was not authorized to comment on the issue.” VE1-7
WORLD CRIMINAL SCHEMES THOUGHT TO BE PERPETUATING USA FEDERALLY UNREGULATED UTAH INDUSTRIAL BANKS.
New York Times reports: “A few industry observers go further in their complaints. Some companies intentionally chose an industrial bank charter — where they could raise money through brokered C.D.’s, investor funds in cash accounts and funds from business clients — so that they could take riskier bets and have higher leverage in their other business units, argued Raj Date, who leads a nonprofit industry research group, Cambridge Winter. He said that parent companies of eight of what had been the top 12 Utah industrial banks filed for bankruptcy protection or received large allotments of federal bailout funds or other federal financial support in the last year. Those companies … consumed $70 billion, according to Mr. Date’s analysis. (Those institutions have all closed their industrial banks, in most cases a condition of accepting the money.) ‘The United States of America has lost billions of dollars based on inadequate regulation,’ said James A. Leach, a former Republican congressman from Iowa and longtime critic of industrial banks. ‘Once you set up an exception like the industrial bank charter, the smart and the big are not dumb. They will exploit it. And that is just what they did.’ ” VE1-8 The lengthy New York Times article is self explanatory. We now see not only UBS AG Switzerland solely owned Utah Industrial Bank cartel member UBS Bank USA but Goldman Sachs became Utah USA Fedrally unregulated before the next World financial crash.
USA 2018 STOCK/BOND MARKETS ARE GETTING WEIRD LIKE UBS/LEHMAN UTAH FEDERALLY UNREGULATED UTAH INDUSTRIAL BANK CARTEL 2008 OMENS.
CNBC reports: “There’s something weird going on that’s worrying the markets The yields of longer duration bonds are getting closer to the yields of shorter duration bonds, and some see that as a forewarning about a slower economy.… There’s an odd chill in the air on Wall Street, but many analysts are shrugging it off as a temporary cooling of a market that still has room to run.” VE1-9 In 2008 It was Utah Federally unregulated Utah Industrial Banks Lehman & UBS. 2018 IT ID UBS, Goldman Sachs & Chase Morgan! This should be dumbfounding to the World.
WHY DOES USA FEDERAL GOVERNMENT ALLOW UTAH INDUSTRIAL BANK & PENNEY STOCK CARTELS TO EXIST?
The USA Federally unregulated Utah Industrial Bank cartel has been allowed to continue to exist within the USA long after USA antitrust laws were enacted, for some reason. This has caused undue harm to USA banking by giving Utah Industrial Banks unfair competitive advantages over other USA and international banks. Again, Utah Industrial Bank cartel members UBS and Lehman were instrumental in initiating the 2008 World Financial crash.
There are known and unknown reasons why Utah Industrial Bank and Penney Stock cartels are allowed to continue existing, while conflicting with USA Supreme Court Antitrust rulings. Among other things but not necessarily all, it is known that both have created windfall in profits for Utah Federal and State Court systems, Utah lawyer/lobbyists as well as other Utah related peripheral businesses.
Salt Lake City, Utah Temple surrounded by law offices representing USA unregulated Utah Industrial Banks & Penny Stocks Cartel members.
SALT LAKE CITY, UTAH DECEPTIVE PANARAMA
One only has to look at the foyer index names to see the inordinate number of Salt Lake City, Utah buildings stuffed with Utah law firms serving Utah Industrial Bank and Penny Stock Cartel members. The parapets in the middle of this panorama are of the World renown Mormon Temple surrounded by Church administering worldwide offices. Across the street from the Temple is the exclusive private Alta Club for, among other things but not necessarily all, Utah lawyers profiting from cartel swindles.
UBS AG AS UTAH INDUSTRIAL BANK CARTEL MEMBER OWNER IS #1 MONEY GIVER TO UTAH SYMPHONY. #2 IS THE LATTER DAY SAINTS (MORMON) CHURCH.
UBS frequently gives money to wealthy community events. This allows their stockbroker salesforce to target, solicit and recruit unsuspecting Clients. Many do not know the UBS AG (Swiss) international reputation herein exposed. In Salt Lake City, Utah UBS is more interested in being seen as a good Utah Industrial Bank Cartel member in order to get the highest Cartel State and Federal Court system preferential treatment. We will see this enacted through exposing many Court misdeeds perpetrated upon sundry UBS Client victims. In all of the UBS and Lehmans cases there was never a case when UBS was not favored over UBS Client victims, especially the elderly. We will cover many of the UBS perpetrated frauds against UBS Client victims .
FDIC IS A PRIVATE INSURANCE COMPANY AND NOT A USA FEDERAL GOVERNMENT AGENCY.
Lehman Brothers Commercial Bank Salt Lake City, Utah
Application for Federal Deposit Insurance
(Bank Insurance Fund)
ORDER: The undersigned, acting on behalf of the Board of Directors pursuant to delegated authority, has fully considered all available facts and information relevant to the factors of Section 6 of the Federal Deposit Insurance Act relating to the application for Federal deposit insurance for Lehman Brothers Commercial Bank (the Bank), a proposed new Utah industrial bank to be located at 4001 South 700 East, Suite 410, Salt Lake City, Salt Lake County, Utah, and has concluded that the application should be approved.
Dated at Washington, D.C. this 10th day of August 2005.
FEDERAL DEPOSIT INSURANCE CORPORATION
By: Lisa K. Roy
Division of Supervision and Consumer Protection
FDIC IS A PRIVATE INSURANCE COMPANY AND NOT PART OF THE USA FEDERAL GOVERNMENT.
UBS Bank USA
Salt Lake City, Utah
Application for Federal Deposit Insurance
(Bank Insurance Fund)
ORDER: The undersigned, acting under delegated authority, has fully considered all relevant facts and information relating to the factors of Section 6 of the Federal Deposit Insurance Act regarding the application for Federal deposit insurance for UBS Bank USA, a proposed new bank to be located at 299 South Main Street, Suite 2275, Salt Lake City, Salt Lake County, Utah, and has concluded that the application should be approved.
Dated at Washington, D.C. this 9th day of September, 2003.
FEDERAL DEPOSIT INSURANCE CORPORATION
By: Lisa K. Roy
Division of Supervision and Consumer Protection
UBS AG SOLELY OWNED UTAH UBS BANK USA ILLEGALLY DID BUSINESS IN FLORIDA FROM 2003 > 2010 WHILE ON USA FEDERAL PAROLE AND CONTRARY TO USA FEDERAL REINVESTMENT ACT. USA AG STILL KEEPS ITS USA CHARTER, SOMEHOW!
Buzzfeed reports: “Insurance Act relating to the application for Federal deposit insurance for Goldman Sachs Bank USA (the Bank), a proposed new Utah industrial loan corporation to be located at 295 Chipeta Way, Salt Lake County, Utah, and has concluded that the application should be approved. … ‘A lot of parent companies [UBS, GOLDMAN SACHS] do not want to [be] regulated or supervised by the federal reserve,’ Jim Barth, … fellow at the Milken Institute, told BuzzFeed News. … There is also the issue of the Community Reinvestment Act, which requires banks to meet the credit needs of all the consumers in the places where it does business … John Taylor, president of the National Community Reinvestment Coalition, worries that ILCs can get banking charters without the same obligations to make credit widely available — and this position has made him a strange bedfellow of banking lobbies. The ILC applicants “want to have access to the resources banks have,” said Taylor. And to him — and some banks — this raises concerns “about safety and soundness and lack of regulatory oversight that could create malfeasance.” VE1-10 UBS sales force mantra of target, solicit, recruit, isolate, control, dupe and loot has been used upon many Florida UBS elderly account assets (see issue 4). UBS criminally ignored the Community Reinvestment Act in order to curtail the needs of UBS Clients.
USA vs UBS AG
USA vs UBS AG CHAIRMAN RAOUL WEIL
UBS AG USA IS CRIMINALLY PAROLED IN USA FEDERAL COURTS BUT UBS IS ALLOWED TO KEEP THEIR USA CHARTER.
UBS AG (Zurich, Switzerland) is the sole owner of the Utah Industrial Bank and its aliases UBS Bank USA, UBS Bank and Bank UBS. The UBS AG [Switzerland] solely owned UBS Bank USA from it’s creation September 15, 2003 to present has continually committed documented crimes upon USA Federal & State Governments, USA citizens and the World. There is a chronology of known UBS AG continuing USA Federal criminal violations occurring while on and off USA Federal criminal parole (Exhibit X & PPPPP). Among other things but not necessarily all, USA AG knowingly continues to misrepresent it’s UBS Bank USA as USA Federally regulated within World court submissions and international advertisements, somehow.
AGAIN, UBS AG SOLELY OWNED UTAH INDUSTRIAL BANK “UBS BANK USA” AND IT’S ALIASES HAVE ONLY BEEN UTAH STATE CHARTERED IN USA FROM 2003 > 2010.
“Holden [owned] By: UBS AG [Switzerland] Charter Class: [USA] Commercial bank, state charter and Federal nonmember, supervised by the FDIC”
Again, UBS AG wholly owns the UBS Utah Industrial Bank and it’s aliases UBS Bank, UBS Bank USA et al are only members of the Utah industrial Bank cartel “Commercial bank, state charter and Fed nonmember” (above Exhibit UUUU). UBS AG purposefully continues to successfully misrepresent the truth in USA State and Federal Courts by saying Utah UBS Bank USA is a USA Federally chartered bank.
UBS Bank USA headquarters with solicitation cubicles.
299 South Main Street, Suite 2275 cubicles
Salt Lake City, Utah 84111
UBS WORLD LOGO GRAFFITI BLIGHT!
UBS has a penchant for putting its logo on the sides and tops of buildings throughout the World when in fact it rents just a few guarded solicitation and recruiting cubicles. The suite is always on a above secure floor in secure buildings. Throughout the World UBS AG is frequently attacked by angered UBS Clients. The UBS logo is turning into World graffiti defacements.
UTAH DEPARTMENT OF FINANCE CONTRADICTS UBS AG BY TELLING THE TRUTH.
Utah Department of Financial Institutions in 2014 writes the truth in explaining that: “All industrial banks (IBs) [herein Utah Industrial Banks] are chartered by the state [herein Utah]. Nationally or federally chartered IBs do not exist.”
UBS AG (SWISS) FALSIFIES STATEMENTS WITHIN IT’S UBS BANK USA 2017 MANDATORY SUBMISSIONS. THESE FRAUDULENT DOCUMENTS WERE THEN GIVEN TO UTAH DEPARTMENT OF FINANCE, USA FEDERAL RESERVE, USA GOVERNMENT AND THE WORLD AS TRUE AND CORRECT. UBS AG WAS THEN ALLOWED BY OBAMA TO KEEP IT’S USA CHARTER, SOMEHOW!
Please note UBS Bank USA in 2017 fraudulently refers to itself as being USA Federally regulated by “Federal Regulator FDIC”. Again, FDIC is an insurance company and not a USA Federal agency. There is nothing as sacrocanct as the integrity of World financial institutions for government and client credibility. UBS AG deliberately with malice fraudulent holds it’s solely owned Utah UBS Bank USA out to the World as a USA Federally regulated bank. These continuing repetitive falsities cannot be construed as mistakes or inadvertences but only deliberate false statements to perpetuate World criminal acts. Federal Deposit Insurance Company is not either part of the USA Federal Reserve or any USA Government Agency. FDIC is an insurance company. This statement should be construed as yet another criminal violation perpetrated by UBS AG (Switzerland) upon USA Federal Government, USA citizens and the World. Again, when will UBS loose it’s USA Charter?
UTAH INDUSTRIAL BANK CUBICLES
These Utah Industrial Bank & Penny Stock cubicles typify the Utah headquarters office operations look since almost all communications is via phone or computer with lawyers, out of state client victims or the designated Salt Lake City 3rd District State or Federal Court.
UTAH INDUSTRIAL BANKS PHYSICALLY RESEMBLE WORLDWIDE CREDIT COLLECTION AGENCIES.
One is initially alarmed that Utah Industrial Banks physically do not resemble other USA State or USA Federally regulated Banks. There are few client friendly areas with tellers, customer windows or anything resembling a bank within their headquarters and usually sole office. It looks more like rows of collection agency kiosks containing one chair, elaborate headsets with professional speaker/ear phones and a desk computer. There were several attempts to take a picture of the kiosks at the front door with a client but bank officers refused to allow it. We were informed kiosk conversations are usually between foreign corporate owners, lawyers, Salt Lake City 3rd District or USA Federal Courts and Client victims. Clients for the most part are out-of-state UBS Client elderly victims whose life savings are fraudulently exported, usually to Salt Lake City 3rd District Court. In essence, Utah Industrial Banks are not client friendly places inside. They are allegedly predatory corporate collection agencies insinuating fake demands upon far off client victims. All of the above fraud is done with the use of interstate communications subject to USA Federal law. Obfuscations to USA law & order have come directly from “USA Presidential Team UBS” in consideration for deferred payments.
USA FEDERALLY UNREGULATED UTAH INDUSTRIAL BANK CARTEL WASHINGTON LOBBYISTS
New York Times reports: “The lobbyists for Utah Industrial Banks Douglas S. Foxley, left, Frank R. Pignanelli, right, and George Sutton, middle, a former Utah regulator, say industrial banks are among the safest and do not need Federal Reserve oversight. They have gained powerful supporters in Washington.” VE1-11 These facially descriptive Utah lobbyists represent the Utah Industrial Bank Cartel in Washington. These depicted men represent typical looking Washington lawyer/lobbyists.
UTAH INDUSTRIAL BANK’S PIGNATELLI SPEAKS!
Frank Pignanelli says: “Industrial banks are the safest and soundest institutions in the country. In terms of capital and everything else, they are safe and sound. Lehman burned to the ground. What was the one asset left standing? Their industrial bank.” Pignantelli blithely does not take into account that World consensus is both UBS AG’s UBS Bank USA and Lehman’s Woodlands Bank USA Federally unregulated banks were instrumental in causing the 2008 World financial crash.
Frank Pignanelli speaks, again!! UBS gives to Utah Symphony.
TESTIMONY OF GEORGE SUTTON, ESQ AS HE SPEAKS ON BEHALF OF THE SECURITIES INDUSTRY ASSOCIATION BEFORE THE USA HOUSE FINANCIAL SERVICES SUBCOMMITTEE ON FINANCIAL INSTITUTIONS AND CONSUMER CREDIT!
Utah lawyer/lobbyist George Sutton’s speech is filled with misrepresentations of the truth. Lobbyist Sutton’s talk was still accepted by USA House Financial Services Subcommittee as true and correct, somehow. Callister, Nebeker and McCullough in Salt Lake City, Utah is considered the most powerful lawyer/lobbyist firm in Utah.
UBS AG (SWISS) & LEHMAN SOLELY OWNED USA FEDERALLY UNREGULATED UTAH INDUSTRIAL BANKS IMPLICATED IN 2008 WORLD FINANCIAL CRASH.
Salt Lake City Weekly reports: “The state of Utah and the lobbying firm Foxley & Pignanelli have become the largest cheerleaders for this arm of the banking industry [Federally unregulated Utah Industrial Banks], which according to Frank Pignanelli—a lobbyist, executive director of the National Association of Industrial Bankers and former Democratic legislator … In addition to benefits derived from corporate ownership, industrial banks enjoy another perk: being exempt from the Bank Holding Company Act. By operating outside of the act, the parent companies of industrial banks aren’t regulated by the Federal Reserve. Instead, the FDIC and, largely, Utah’s Department of Financial Services, regulate them. … Darryle Rude, chief examiner with the Utah Department of Financial Institutions, says that state regulation is “less onerous” than federal oversight. … While there might be some tangible benefits to keeping the Federal Reserve off of a bank’s back, according to George Sutton, former commissioner of the Utah Department of Financial Institutions, lack of oversight by the Federal Reserve is not what fueled the growth of these banks. … National banking associations and even the Federal Reserve raised this concern, contending that the inability of federal watchdogs to regulate parent companies of industrial banks presented a “blind spot” that, if left unchecked, could rain chaos on the nation’s financial sector. … In testimony before the House Subcommittee on Financial Institutions and Consumer Credit in July 2006, Scott G. Alvarez, general counsel of the board of the Federal Reserve, said the rapid expansion of industrial banks created a potentially unfair opportunity for corporations to gain access to the federal banking safety net. … ‘If Congress does not address the ILC exception, the nation’s policies on banking and commerce and the supervisory framework for corporate owners of insured banks are in danger of being decided for Congress through the expansion of this loophole by individual firms acting in their own self-interest,’ Alvarez said. … ‘One example of this was Lehman Brothers, which up until 2011, operated a Utah industrial bank called Woodlands Commercial bank. Even as Lehman Brothers went belly up, Woodlands slowly self-liquidated, inching down from a 2008 peak of $6.8 billion in assets to $1.6 billion before closing for good in 2011.’ … One of the laws that Pignanelli says nearly found its way into the document would have placed an outright prohibition on the charter, driving a stake through industrial banking’s heart. Sutton was one of those lobbying on behalf of industrial banks. ‘We were able to head off all of the legislation that would have permanently eliminated the charter,’ he says. … Howard Headlee, president of the Utah Bankers Association, says his counterparts across the country [World] were acting out of fears surrounding an industry that they knew nothing about.” VE1-12 It should be considered troublesome to World finance when Lehman was bankrupted while UBS was given a questionable backroom USA/SWISS bailout. There was also a successful unilateral documented scheme by UBS to insinuate Lehman’s shoddy almost worthless shares to replace quality shares in UBS elderly USA victims accounts. UBS salesmen used such words as vomit, shit and other vulgar words to refer to the Lehman’s stocks they were dumping into the accounts of the unsuspecting USA elderly UBS client victims. The above Utah lawyer/lobbyists men are said to have a stranglehold upon Washington financial committee’s revolving door that partially caused the World 2008 financial collapse. A desperate UBS AG is said to be heading in that direction again.
ARE INTERNATIONAL BANKERS QUIETLY MOVING TO UTAH INDUSTRIAL BANKS FOR WINDFALL PROFITS DURING THE FORTHCOMING WORLD FINANCIAL CRASH?
Telegraph reports: “One of Britain’s top fund managers, who correctly predicted the recent share sell off, has said that it was only a taster, and that he is confident an ‘earthquake’ will hit markets ‘within months’. … Jonathan Ruffer, who oversees billions of pounds of savers’ cash and has a personal fortune of around £400m, was last year revealed to be the mysterious buyer of $200m worth of insurance to protect his portfolio from a rise in the volatility of American shares.” VE1-13
WHEN WILL PRESIDENT TRUMP DRAIN THE WASHINGTON SWAMP? WILL PRESIDENT TRUMP FINALLY REVOKE UBS AG USA CHARTER?
It has been amusingly said the above lobbyist picture depicts typical self-important lobbyist/lawyers that President Donald Trump wants to drain from the Washington swamp. These men lobbying for the Utah Industrial Bank cartel are typical of “deep state” members by wanting status-quo to continue in Washington. These men typify Washington lawyer/lobbyist prototypes for Hollywood central casting. Lobbyists are lawyers so they can declare fiduciary relationship when asked to give testimony against clients. Self-importance and “deep state” mentality is generally a requirement for lawyer/lobbyists lurking in the hall corners and other recesses of Washington Congress. This is especially true near the Ways & Means and Finance Committees because that is where the money allocations are implemented. Watching the lawyer/lobbyists at work is not part of the Congressional public tour. Citizens touring the USA Capitol are not allowed to enter corridors, coat rooms et al where lawyer/lobbyists do business for fear the USA public will see reality.
UBS AG (SWITZERLAND) SOLE OWNER OF UBS BANK USA UTAH INDUSTRIAL BANK REPEATEDLY LIES TO THE WORLD IN GOOGLE AND OTHER ADVERTISING. UBS AG IS STILL ALLOWED TO KEEP IT’S USA CHARTER, SOMEHOW!
UBS AG (Switzerland) as sole owner of Utah UBS Bank USA repeatedly, successfully avoids USA Federal prosecution while purposefully continuing to misrepresent the truth by saying: “UBS BANK USA is a federally regulated Utah industrial bank.” It is not USA Federally regulated. FDIC is an insurance company and by UBS calling it part of USA Government is defrauding World UBS Clients that rely upon it as being true and correct.
A joyous David Shulman as UBS Global Municipal Securities Chief.
UBS AG (Swiss) Global General Counsel David D Aufhauser fidgeting!
UBS GENERAL COUNSEL & UBS GLOBAL SECURITIES CHIEF AVOID USA JAIL FOR THEIR USA FEDERAL CRIMES, SOMEHOW!
New York Times reports: “Mr. (David) Shulman, UBS’s global head of municipal securities, who was publicly criticized by Mr. Cuomo, paid $2.75 million to settle the charges and was suspended as a securities broker for two and a half years. Another, David D. Aufhauser, UBS’s general counsel, paid $6.5 million and was barred from practicing law in New York for two years. Mr. Shulman was suspended by UBS and Mr. Aufhauser left the bank. UBS declined to comment on the reason for his departure and named him an adviser to the bank. … Neither man admitted or denied guilt, but in both cases, the allegations made by the authorities were incriminating. According to the complaints, Mr. Shulman sold his personal holdings within days of learning the market was in distress. Mr. Aufhauser was on an Acela train to Washington when UBS’s chief risk officer e-mailed him to warn that the auction-rate securities market was collapsing. Minutes later, he e-mailed his UBS broker to sell the securities in his account. (A lawyer said Friday that Mr. Aufhauser subsequently reversed the trade and didn’t profit from the order.) Today Mr. Shulman is listed as a “managing member” of BasePoint Capital L.L.C., a private investment firm in Greenwich, Conn. Mr. Aufhauser is a partner at the prominent Washington law firm Williams & Connolly. His biography on the firm’s Web site references his experience as “managing director and global general counsel of the UBS AG investment bank.” Both Mr. Shulman and Mr. Aufhauser declined to comment.” VE1-14 We see UBS “decline comment” or renditions thereof over and over in an attempt to silence transparency. We evidence through corroborating documentation that Aufhauser’s UBS AG (Swiss) Global General Counsel office directed the theft of Florida elderly assets, including fraudulent liens/mortgages. Corroborating documents clearly evidence Aufhauser’s office is confirmed to have been directly involved in the UBS 2008 World financial meltdown causes. We see that Aufhauser continues to work for UBS, as UBS “named him an adviser to the bank” immediately after his UBS suspension and being barred from practicing law for two years in New York state. A reliable UBS source has said Aufhauser knows enough to cause UBS to loose their USA Charter hence “advisor” hush money and bluster from Governor Cuomo’s office.
Prior CIA Director John Brennan
TRUMP REVOKES CIA JOHN BRENNAN’S SECURITY CLEARANCE AND PERHAPS OTHERS TO CURTAIL MONETIZING USA NATIONAL SECRETS AND VITAL INTERESTS.
Fox News reports: “White House Press Secretary Sarah Sanders read a statement on behalf of the president during the start of the press briefing, saying Brennan ‘has a history that calls his credibility into question.’ … ‘The president has a constitutional responsibility to protect classified information and who has access to it, and that’s what he’s doing is fulfilling that responsibility in this action,’ Sanders said … The White House last month accused the former officials of having ‘politicized’ or ‘monetized’ their public service, and said their clearances gave inappropriate legitimacy to accusations with zero evidence.’ ” VE-15 It is has been commonplace among those with USA Government secret clearances to keep them upon retirement to use to monetize their next endeavors. They are then able to speak with active USA secret clearance holders about secrets. This enhances their positions as consultants, lawyers, lobbyists, etc in peddling their secrets discreetly. Revolving door David Aufhauser had security clearance as Treasury Department & UBS AG (Swiss) Global General Counsels as well as Williams & Connolly as a law partner enabled Aufhauser to peddle secrets discretely. At the time Aufhauser was UBS AG (Switzerland) World General Counsel while also a UBS criminal conspirator lightly prosecuted for UBS insider trading. Andrew Cuomo of New York revoked his license to practice law in New York for 2 years. Aufhauser never had a New York license to take away. Obama would take no action against Aufhauser. Perhaps it had something to do with UBS deferred payments Obama was to receive upon Presidential retirement.
SENATOR RAND PAUL SUBSTANTIATES TRUMP TERMINATING BRENNAN TOP SECRET CLEARANCE.
Daily Caller reports: “ ‘I applaud President Trump for his revoking of John Brennan’s security clearance,’ Paul said in a press release. ‘I urged the President to do this.’ Paul met with Trump in July to discuss the nullification of the security clearance, claiming Brennan was financially benefitting himself by exposing secret governmental information to the media. … Brennan was hired by MSNBC as a contributor in February, appearing on the network as a frequent critic of Trump. Press Secretary Sarah Sanders explained that certain government officials retain clearance to ‘consult with their successors regarding matters about which they may have special insight,’ and Brennan has not done that.”
TRUMP REVOKES BRENNAN’S SECURITY CLEARANCE AND PERHAPS OTHERS TO CURTAIL MONETIZING USA NATIONAL SECRETS.
Fox News reports: “White House Press Secretary Sarah Sanders read a statement on behalf of the president during the start of the press briefing, saying Brennan ‘has a history that calls his credibility into question.’ … ‘The president has a constitutional responsibility to protect classified information and who has access to it, and that’s what he’s doing is fulfilling that responsibility in this action,’ Sanders said … The White House last month accused the former officials of having ‘politicized’ or ‘monetized’ their public service, and said their clearances gave inappropriate legitimacy to accusations with zero evidence.’ ” VE1-17 It is has been commonplace among those with USA Government secret clearances to keep them upon retirement to use to monetize their next endeavors. They are then able to speak with active USA secret clearance holders about secrets. This enhances their positions as consultants, lawyers, lobbyists, etc in peddling their secrets discreetly. Revolving door David Aufhauser had security clearance as Treasury Department & UBS AG (Swiss) General Counsels as well as Williams & Connolly as a law partner enabled Aufhauser to peddle secrets discretely. At the time Aufhauser was UBS AG (Switzerland) World General Counsel while also a UBS criminal conspirator lightly prosecuted for UBS insider trading. Andrew Cuomo of New York revoked his license to practice law in New York for 2 years. Aufhauser never had a New York license to take away. Obama would take no action against Aufhauser. Perhaps it had something to do with UBS deferred payments Obama was to receive upon Presidential retirement.
UBS AG SOLELY OWNED UTAH UBS BANK USA OBTAINS FLORIDA CHARTER BASED UPON SUNDRY OVERT LIES, BUT IS STILL ALLOWED TO KEEP IT’S USA CHARTER!
UBS Bank USA filed with Florida Department of State June 10, 2010 criminally stating it was approximately 4 years old when in fact UBS AG (Swiss) sole owner registered it initially 2003 in Utah. Furthermore, Utah UBS Bank USA had been doing business illegally out of UBS Private Wealth Management, 440 Royal Palm Way #300 offices at least since 2003 > 2010. From information and belief Utah UBS Bank USA was also doing business illegally out of UBS Wealth Management offices in all other USA states without being registered with those states.
TWO UTAH ATTORNEYS GENERAL ARRESTED FOR REPETITIVE CRIMINAL ACTIVITY!
Wall Street Journal reports: “FBI arrested Utah Attorneys General Swallow & Shurtleff face 23 counts of bribery, tampering with evidence and obstructing justice. … each man could be sentenced to a maximum of 15 years … The pair are accused of trying to cover up their activities by destroying emails and lying to investigators.” VE1-18 Swallow has been an esteemed Bishop within the Mormon Church. All actions against Swallow and Shurtleff were dismissed by the infamous 3rd District Court & USA Federal Courts in Salt lake City. It cannot be found in archives that any lawyers connected to the Utah Industrial Bank or Penney Stock Cartels have ever been successfully prosecuted. They are either Mormons, know too much about the swindling infrastructure or both! It was a given in Utah and Washington Swallow & Shurtleff would be declared innocent. The USA media and public were curious as to how it would be implemented. Was it going to be like UBS AG Group Executive Board Chairman Raoul Weil in Ft Lauderdale, Florida Federal Court (see case at PPPPP below VE1-10) by inundating the marginally picked jury with highly technical bank terms which literally put the jury to sleep , a mistrial, a judicial technicality or some other unknown devious ploy? Swallow was declared innocent by a Utah jury. Swallow then “cried” and thanked the Court. Shurtleff had no jury so was let freed on legal technicalities by the 3rd District Court Judge.
There is too much money to be made in Utah from the thriving Utah Industrial Bank and Penny Stock Cartels through international swindling. Utah Industrial Bank Cartel member UBS Bank USA law firm Anderson & Karrenberg has never been known to have lost a case against UBS Client victims questionably if not illegally transported to Salt Lake City, Utah 3rd District or USA Federal Courts.
UTAH 3RD DISTRICT COURT JUDGE DISMISSES UTAH ATTORNEY GENERAL SHURTLEFF AS DEFENDANT IN CRIMINAL CASES, BY USING “TECHNICALITIES”!
Fox 13 Salt Lake City reports: “The criminal case against former Utah Attorney General Mark Shurtleff is officially over. A judge in 3rd District Court officially dismissed the case Wednesday night, granting a prosecution motion to drop all charges against Shurtleff. … Shurtleff and his successor, John Swallow, faced charges in the state’s biggest political scandal. … Shurtleff and Swallow denied wrongdoing. … The judge signed an order dismissing it without prejudice, meaning that technically, criminal charges could be refiled. However, the statute of limitations on such offenses may be in play.” VE1-19 All USA Federal and Utah case prosecutions against these men could not pass the smell test. These two men knew too much to be convicted. Shurleff had a Washington lawyer/lobbyist firm with Utah Client interests. Swallow was a Bishop in the Morman Church. Both Utah Attorneys General cases did not include other known collaborators. From information and belief, all of the cases against these men were kept smothered so as not to expose any further 3rd District and USA Federal Salt Lake City Courthouse profitable swindle disclosures to the World. In particular, those crimes against USA elderly from other states illegally processed within these two courts by Utah Industrial Bank and Penney Stock cartels. Our University of Utah reliable sources have seen this within UBS Client victims herein mentioned cases.
Anderson & Karrenberg founding partners.
Anderson & Karrenberg, Utah Law Firm as internationally advertised.
UBS AG UTAH LAWYERS REMAIN A KNOWN ENIGMA.
Anderson & Karrenberg has been a successful albeit sketchy UBS AG Salt Lake City law firm. The John T Anderson identity picture will not be disclosed to the World by other partners. The shadow has been used by Karrenberg and other partners to connote Attorney Anderson for many years, as exactly above presented. John Anderson depiction remains mysterious for a reason. This has never been known to happen in USA law firm partnerships for fear of their reputations and legal actions. What is there to hide? Among other clients but not necessarily all, Anderson & Karrenberg represent UBS AG (Swiss) and their solely owned Utah USA Federally unregulated UBS Bank USA. Anderson & Karrenberg will not give proper documentation on themselves for USA public scrutiny by legal entities like Avvo, Glassdoor or other public interest groups. At least one time USA media has called Anderson & Karrenberg asking for Attorney John Anderson only to be put on speaker then subject to hoots, howls with unmentionables and then told to look somewhere else. How can a law firm do this publicly to a marque partner. We have been told the answer from a reliable Utah source but have a fiduciary confidentiality.
The above Defendant Motion was considered the most decisive initiative of the Defendant. Up until that time Defendant was not allowed any Due Process by the Utah Court. This “Memorandum Compelling UBS Compliance with the USA Federal Government by reporting it’s Criminal Violations within this case” took the case into a national venue where similar cases did not reside. ABS AG brought in their UBS New Jersey lawyers to intercede within the Utah Court. UBS had less than two weeks to reply to the Memorandum. Mallard was told that the Court would look more favorably upon his Memorandum if an attorney represented him during the presumed UBS default. After one week Defendant Mallard hired a single youthful practitioner Utah lawyer Daren Levitt. Mallard told Levitt he was only to represent Mallard in Judge Sandra Peuler’s Court during the UBS default proceedings. Mallard gave Levitt the expressed orders that all communications with the UBS New Jersey Riker, Danzig lawyers be either in email or letter form so that Mallard could monitor their behavior. Levitt did not honor Mallard’s request and not only repeatedly spoke to the foreign state lawyers but struck Mallard’s Memorandum without Mallard’s knowledge or consent. Upon investigation by University of Utah law students investigating for distant Mallard, it was found that UBS New Jersey Riker, Danzig lawyers were actually representing UBS AG (Swiss) as sole owner of UBS Bank USA by using the Utah Anderson & Karrenberg law as a front. The New Jersey law firm were repeatedly knowingly practicing law in both Utah Federal & State Courts without a license to do so. Perplexingly, Mallard found UBS Bank USA shoddily answered this June, 2009 Memorandum in November, 2009 or six months later. From information and belief, a University of Utah professor and students independently investigated and submitted this USA Court Compliance to the USA Congressional Judicial Oversight Committee. A respected national senior citizens group and the Comittee are tracking UBS misdeeds through this and internalrevenue.com newsletters.
VE2 Palm Beach, Florida
UBS logo on street level left side 440 Royal Palm Way, Palm Beach, FL 3rd floor office is said to have been replaced to avoid vandalism by disgruntled UBS Client victims. Other banks will not talk about it in fear of retaliation from either UBS or UBS demonstrators!
UBS POLICY IS HAVING RENTAL OFFICES ON OR ABOUT 3RD FLOOR OF BUILDINGS FOR SECURITY AND STAFF SAFETY.
UBS logo sign can be seen on the left first floor corner. It has recently been taken down by the building owner for safety reasons! We see in other issue pictures depicting UBS constantly being attacked by angry UBS Clients or prior UBS staff (see issue 2 under VB-12 vandalized Zurich, Switzerland UBS Branch). This has become so dangerous throughout the World that smart building owners are now demanding that UBS logo symbols not be attached to the outside of their buildings. Many other tenants fear their staff may be harmed by angered UBS Clients or frequently fired UBS staff.
UBS MAKES FLORIDA DEPARTMENT OF STATE CRIMINAL FRAUD LIST, AGAIN!
UBS Wealth Management did business in Palm Beach, Florida under a “Fictitious Name” while Utah UBS Bank USA alias was doing business without a Florida Department of State license and registration. At the very same time UBS AG, Zurich, Switzerland sole owner of both was being criminally prosecuted and criminally paroled a few miles away in Ft Lauderdale. USA Federal Judge Cohn was assigned three UBS cases (United States of America v UBS Case No. 09-60033-CR-COHN) and two criminal trials of UBS Chairman Raoul Weil (United States v Raoul Weil Case 08-60322-CR-COHN). All-the-while UBS continues its interstate rampant crimes, especially against UBS elderly Florida client victims.
AT ALL TIMES DURING THE MALLARD MORTGAGE NEGOTIATIONS AND COMPLETION WITH ALL PARTIES, INCLUDING UBS, MALLARD WAS REPRESENTED BY ALLEY, MAASS, ROGERS & LINDSEY PALM BEACH LAW FIRM.
amrl .com says: “Alley, Maass, Rogers & Lindsay, P.A. is the largest law firm in the Town of Palm Beach and one of the oldest in Palm Beach County. Raymond C. Alley began representing the Phipps family and their various business interests in Miami in 1925, and moved to Palm Beach County in 1927 when the Phipps family moved”. VE2-1
ALLEY, MAASS, ROGERS & LINDSAY LAW FIRM DUTIFULLY UPDATE CLIENT MALLARD ON HIS UBS MORTGAGE
There are numerous Alley Maass billings attached to this document, including those pertinent dealings >< between UBS Malissa Smith as UBS representative of Mallard’s UBS Financial Services & UBS Bank USA Florida accounts and Alley Maass attorney Lou Hamby. Again, UBS AG (Swiss) solely owned USA Federally unregulated UBS Bank USA was illegally doing interstate business in Florida from 2003 > 2010 without a Florida Charter to do such. Please note the mortgage creation and transference to the new address of 223 Atlantic Avenue 3E, Palm Beach, Florida 33480.
Karrenberg fraudulebt Utah Summons
KARRENBERG SENDS AN INTERSTATE FRAUDULENT SUMMONS USING USA FEDERAL POSTAL DEPARTMENT
The above Karreberg Utah Summons was sent to an address that does not exist in the World to UBS advantage. This is yet another clear criminal violation of the USA Federal Gramm-Leach-Bliley Act 15 USC, Subchapter I, Sec. 6801-6809 Disclosure of Nonpublic Personal Information.
106 Hammon Ave, Palm Beach, Florida 33480
UBS MANTRA OF TARGET, SOLICIT, RECRUIT, ISOLATE, CONTROL, DUPE & LOOT TO ACHIEVE UBS CLIENT “PERFECTION EXPERIENCE”!
Seafront 106 Hammon Ave was Mallard’s residence at the time of his targeting, solicitation, recruitment, isolation and control by UBS. He lived here until moving into his UBS mortgaged 223 Atlantic Ave 3E condominium. Mallard had no idea UBS forged USA Federally mandatory documents in order to gain control of his assets. UBS iterated that the transaction would be incomplete unless all Mallard assets were transferred into the possession and control of UBS. It is now believed this movement was to stop Mallard from further paying Alley, Maass, Rogers & Lindsay to defend Mallard upon the pending duping and complete looting of all Mallard’s uranium and gold mining stocks as well as other assets. Quoted World media within this and other publications depict similar swindles played out time and time again by UBS and their collaborators.
UBS CREATED FORGED PROPOSED “KNOW YOUR CUSTOMER” CLIENT RESOURCE ACCOUNT APPLICATION.
Herbert K Mallard (herein Mallard) was targeted and solicited by a Malissa Smith he had known as a local real estate saleswoman who had become a UBS Financial Representative. She said she would work with Mallard’s attorney to create a UBS mortgage with better terms than he was offered by Wells Fargo. Within Malissa Smith’s UBS, 440 Royal Palm Way, Palm Beach, Florida office Mallard was recruited by UBS over Wells Fargo when signing and printing valid name then date and dating the Account Agreement page of the UBS Financial Management Application. At no time was Mallard given the Resource Account Application forged by UBS until UBS Bank USA Utah Court submissions gave a demand letter to Mallard (see above exhibits A & B).
Under Product and Account Ownership Mallard’s Social Security # and address are false and fraudulent. There is no address 160 Hammon in Palm Beach, Florida. It thus cannot be Mallard’s legal address. All of the checked boxes were done by UBS without the knowledge or consent of Mallard. UBS Bank USA Appropriateness and Client Verification were explained by UBS while UBS fraudulently created forged vital information and submitted to Florida, Utah and USA Federal Governments as true and correct.
UBS AG SOLELY OWNED UTAH UBS BANK USA & UBS FINANCIAL SERVICES INITIATE SWINDLE AGAINST UBS ELDERLY CLIENT MALLARD OUT OF THEIR 440 ROYAL PALM WAY, PALM BEACH, FLORIDA OFFICE.
UBS Bank USA as a USA Government Federally unregulated Utah Industrial Bank cartel member was illegally doing business USA Federally interstate in Florida from 2003 > 2010. Elderly Mallard’s sole intent was to hire highly respected real estate lawyer, Lou Hamby at Palm Beach Alley Maass law firm to expedite the real estate transaction with the 223 Atlantic 3E, Palm Beach, Florida seller and UBS offices at 440 Royal Palm Way, Palm Beach, Florida. Mallard relied upon real estate attorney Lou Hamby’s customary due diligence and scrutiny (see above C exhibit Palm Beach County mortgage registered in UBS favor). All UBS documents known to Mallard were filled out by UBS Palm Beach offices. Unknown documents and entries were later found to contain UBS generated fraudulent Mallard personal identifiers, such as a non-existent address and false social security number sworn to be Mallard’s by UBS.
UBS demanded the real estate mortgage transaction be accompanied by the Mallard transfer all of his stock assets to from nearby Muriel Siebert brokerage office to UBS. Mallard’s UBS assigned representative was Malissa Smith who dealt with real estate attorney Hamby on the intricacies of the real estate. Mallard was introduced to and conversed through three conference calls with Mark Boinavich (sp) of the UBS Real Estate Department, Laurel, New Jersey (866-536-3827). All but the last call to Mark were conference calls were made by Malissa Smith from the UBS Palm Beach offices. Among other things but not necessarily all, UBS Bank USA Palm Beach office started an illegal action at it’s usual 3rd District Court, Salt Lake City, Utah improper venue. According to herein noted Florida law “Section 47.011, Florida Statute provides in relevant part that “[a]ctions shall be brought only in the county where the defendant resides, where the cause of action accrued or where the property in litigation is located.” This section shall not apply to actions against nonresidents.Florida real estate disputes must be heard in the Florida County where the real estate is situated. Unknown to Mallard and presumably Attorney Hamby UBS had appointed Malissa Smith as Mallard’s personal representative even though she was a “UBS TRAINEE”. Some of the Florida violations are disclosed within this Issue while others are book archived.
BROKER SALES TRAINING FOR UBS CLIENT REPRESENTATIVES INTIMATES REWARDS FOR NOT GETTING CAUGHT WHILE A “FORMER” IF CAUGHT.
UBS continues to be indifferent with broker actions. UBS seems to adhere to the Spartan law. If a UBS employee commits a crime and does not get caught they are rewarded by UBS. If the employee commits a crime and gets caught UBS disavows them immediately by saying “former UBS employee”are on their own to defend themselves. Readers only have to read the many herein articles to see examples. Mallard assumed his UBS Personal Representative was not a trainee. Neither UBS nor Malissa Smith ever mentioned her status at UBS. Mallard only met Melissa at her UBS Financial Services, UBS Bank USA et al office before she was replaced as former.
President Obama’s office through Attorney General Eric Holder even introduced a procedure to absolve all senior UBS hierarchy with a slight fine and no prison. This is exactly how UBS AG (Swiss) Global General Counsel David Aufhauser and UBS Global Municipal Securities Chief David Shulman received no prison term for getting caught insider trading. Aufhauser is still considered a lawyer in good standing as a Washington’s lawyer/lobbyist for prior firm as a Williams & Connolly Partner. “USA Presidential Team UBS” continue to collect their deferred payments for allowing such corruption to continue. We have seen many incidents of this duplicitous UBS dubious practice in our published media articles.
President Obama’s office through Attorney General Eric Holder even introduced a procedure to absolve all senior UBS hierarchy with a slight fine and no prison. This is exactly how UBS AG (Swiss) Global General Counsel David Aufhauser and UBS Global Municipal Securities Chief David Shulman received no prison term for getting caught insider trading. Aufhauser is still considered a lawyer in good standing as a Washington’s lawyer/lobbyist for prior firm as a Williams & Connolly Partner. “USA Presidential Team UBS” continue to collect their deferred payments for allowing such corruption to continue. We have seen many incidents of this duplicitous UBS dubious practice in our published media articles.
USA Presidential Team UBS as safety in numbers
USA RACKETEERING ACT & FLORIDA CRIMINAL PRACTICES STATUTE
These USA Federal and Florida state regulations are pertinent to UBS continuing criminal history. Although the “USA Presidential Team UBS” and their collaborators have been aware of UBS criminal activities, there was “a take no action” policy against UBS.
UBS FRAUDULENTLY ADVERTISES TO THE WORLD ON GOOGLE ET AL WHILE ON USA FEDERAL PAROLE BUT KEEPS IT’S USA CHARTER, SOMEHOW!
UBS AG (Swiss) solely owned Utah Industrial Bank UBS Bank USA and it’s aliases fraudulently tell World they are USA Federally Regulated. UBS Bank USA criminally does business at 440 Royal Palm Way, Palm Beach, Florida before 2010 without a Florida Charter or license to do so. As a result of these “misdeeds” UBS has swindled many UBS Bank USA Florida Clients. “USA Presidential Team UBS” has allowed any action to be taken against UBS AG perpetrators or USA administrative state collaborators.
UBS AG (SWISS) CRIMINALLY IGNORES USA FEDERAL PATRIOT ACT IN NUMEROUS INSTANCES BUT KEEPS IT’S USA FEDERAL CHARTER.
Among other things but not necessarily all, UBS AG (SWISS) through it’s solely owned USA Federally unregulated Utah Industrial UBS Bank USA, UBS Bank and other aliases has done business in Florida and other USA states without a USA State & Federal mandatory license to do so.
UBS Utah Federally unregulated Utah Industrial UBS Bank USA and other aliases conducted business from 2003 > 2010 in Florida without USA Federal or Florida State knowledge or authorization. During this Florida interval and continuance, UBS AG and it’s wholly owned aliases committed heinous corroborated USA Federally un-prosecuted crimes against UBS Clients, especially the elderly. UBS AG’s Utah Industrial UBS Bank USA and UBS aliases has denied any relationship or affiliation with any UBS Financial Services in Florida or other known states.
UBS FRAUDULENTLY MANIPULATES VITAL USA FEDERAL DOCUMENT SUBMISSIONS OF UBS CLIENT MANDATORY INFORMATION.
Mallard was given the second “ACCOUNT AGREEMENT” page to sign. Mallard never saw, wrote nor properly initialed the “Resource Management Account Application” page. None of the information is in Mallard’s handwriting. Mallard’s USA Social Security is false. Mallard’s address is false. There is no 160 Hammon Ave, Palm Beach, Florida. None of the checked information was written or seen by Mallard. This is not Mallard’s handwriting. It is forged by UBS with false information. In essence, the Mallard vital USA Federal mandatory information was forged by UBS to isolate and control Mallard’s assets. Among other things but not necessarily all, vital USA Federally mandatory information includes a proper address and social security number. UBS AG (Switzerland), as sole owner of Utah USA Federally unregulated Utah Industrial Bank UBS Bank USA, and their lawyers forged Mallard’s vital information. When caught, UBS Bank USA and their Utah lawyers redacted (blackened out) the forgeries from USA Federal Government. Mallard had no comprehension that UBS was swindling him and knowingly submitting fraudulent information to USA Federal Government Agencies.
IT IS A USA FEDERAL CRIME FOR UBS AG OR IT’S WHOLLY OWNED UBS BANK USA TO FORGE UBS CLIENT VITAL INFORMATION
UBS AG (Switzerland) was on USA Federal Government parole with it’s UBS Group Executive Board Chairman Raoul Weil a fugitive USA Justice hiding out in Switzerland when it forged UBS Client Herb Mallard’s vital personal identifiers on mortgage related banking documents. In accordance with USA Federal law these documents were allegedly presented to applicable USA Government Agencies as true and correct. Upon getting caught UBS AG wholly owned Utah Federally unregulated Utah Industrial Bank UBS Bank USA started fraudulently redacting (blackening out) Utah and Florida Courts’ submissions.
UBS AG SOLELY OWNED FEDERALLY UNREGULATED UTAH UBS BANK USA GENERATED ILLEGAL CLIENT FLORIDA DEPOSIT RECEIPTS.
One of many UBS Bank USA deposit receipts Mallard received from the UBS Bank USA, Palm Beach office. UBS AG (Swiss) solely owned Federally unregulated UBS Bank USA had no charter to do business in Florida at the time of these receipts. UBS AG was committing continuing international criminal offenses.
UBS AG (SWISS) SOLELY OWNED FEDERALLY UNREGULATED UTAH UBS BANK USA ILLEGALLY DID SECRET FOREIGN BANKING OUT OF UBS PRIVATE WEALTH MANAGEMENT OFFICE, 440 ROYAL PALM WAY #300, FLORIDA FROM 2003 > 2010. UBS AG WAS ON USA FEDERAL PAROLE BUT WAS STILL ALLOWED TO KEEP IT’S USA CHARTER BY PRESIDENT OBAMA!
Mallard’s UBS printed UBS Bank USA deposit slips and deposits clearly noting offices at 44o Royal Palm Way #300 shared with UBS Private Wealth Management, etc. Mallard made numerous transactions within this nearby UBS office. UBS Bank USA had neither a license nor a Charter to do business in Florida. UBS Bank USA has denies there existence in Court documents.
MALLARD TRUE AND CORRECT MORTGAGE SUBMITTED TO PALM BEACH COUNTRY REGISTRY OF DEEDS BY MALLARD LAWYERS ALLEY, MAASS, LINDSEY & ROGERS IN FAVOR OF UBS.
Mallard’s lawyer Lou Hamby of Alley Maass, Rogers & Lindsay law firm submitted this Client Mallard mortgage document as true and correct to the Palm Beach County Registry of Deeds. Alley Maass law firm relied upon UBS submissions, especially vital personal identifiers mandatory for USA Federal Government.
UBS MORTGAGE DEPARTMENT WAS PURGED WITH TERMINATIONS OF PERSONNEL AND DESTRUCTION OF USA FEDERALLY MANDATED MORTGAGE DOCUMENTS AND CLEAR GROUNDS FOR REVOCATION OF THEIR USA CHARTER.
UBS Client Mallard conversed approximately four times with UBS Mortgage Department officer Mark Boinavich (sp) (herein Mark) from UBS Representative of Malissa Smith’s #300 Royal Palm Way, Palm Beach office by using conference calls. Mallard had signed UBS mortgage documents which Mark had received. During the third conversation Mark sounded shaky. After the third conversation Mallard was asked by Malissa Smith’s alleged supervisor Mr Ludwig to communicate with Mark directly by calling him on his Laurel, New Jersey office land line 866-536-3827. The fourth time Mallard called a few days later using his own home phone as directed by Ludwig. Mallard was told by a female the UBS office was now under control of a “service company”. The cordial woman said the office was in disarray with all UBS personnel gone. She did not know any names, including Marks or their whereabouts. She said shredded documents were everywhere in a complete mess that they were ordered to clean up. Mallard called his attorney Lou Hamby at Alley Maass and mentioned what he experienced. Mallard at the time did not know he had witnessed the aftermath of the destruction of USA mortgages by UBS. Mallard now knows this to be a serious USA Federal crime. Mallard had heard UBS AG had been caught by a night watchman for similar acts in Zurich, Switzerland by burning early in the morning hours what was thought to be Holocaust documents. Soon after, Alley Maass confronted UBS AG (Swiss) Global General Counsel David Aufhauser’s office starting an acrimonious causal chain of events. UBS Client Mallard Representative Malissa Smith called Mallard and asked if he knew Hamby was calling many people up and down the chain of UBS hierarchy. Malissa said the Alley Maass disturbances were causing great anxiety at both the UBS New York and New Jersey headquarters. She told Mallard to shut Hamby up so they could completely reverse what had been done to Mallard. From information and belief, Mallard’s background associations and business acumen was rightly considered to be highly detrimental to the UBS 2008 scheme entirety. We now know UBS AG (Swiss) Global General Counsel Aufhauser’s office was afraid Mallard knew the right moves to implement international exposure. Hamby was considered such a loose cannon that UBS AG (Swiss) Global General Counsel David Aufhauser’s office is believed to have made the decision to crush UBS Client Mallard by converting all Mallard’s assets in UBS AG possession and control to thwart any capability of Mallard from ever fighting back. The Swiss Government allegedly became concerned. A known emissary met briefly with Mallard at his Palm Beach residence. Mallard believes this same Swiss Government official was one of approximately four Swiss men monitoring the prior UBS AG Chairman Raoul Weil’s second Ft Lauderdale questionable trial. They left before the trials ending. Mallard and and media present believed the fake trial was considered finished by the Swiss Government representatives with many mentioning nearby beach time. UBS prior Chairman Raoul Weil attorneys did not even think a Defense rebuttal was necessary. The sleepy jury gave a not guilty verdict abruptly. It was sham theater at best.
USA FINRA TAKES NO ACTION AGAINST UBS SENIOR STAFF PERPETRATORS IN ROUTINE UBS SWINDLE WHILE ALLOWING UBS TO SACRIFICE STOCK BROKER.
InvestmentNews reports: The Financial Industry Regulatory Authority Inc. has barred a broker that UBS Financial Services Inc. fired earlier this summer for giving clients documents with false account information. Mr. Esteva was discharged after he admitted providing a client with documents containing false account information, according to the Broker Check report. Further investigation found that [he] (i) provided at least one more client with documents containing false account information and (ii) improperly journaled money between unrelated client accounts. To journal money means to transfer money between accounts. Brokers must have explicit client permission to move money between customers’ accounts.” VE2-2 Many examples of this UBS continuing scheme are available for scrutiny. FINRA (Financial Industry Regulatory Authority Inc.) may be shifting its policy of the Obama no action against UBS pay to play scheme.
UBS LEGAL COUNSEL ERIC HOLDER FACILITATES UBS FLORIDA DUBIOUS REAL ESTATE SCHEMES!
Panamaed’s Blog reports: “It seems the FDIC bailed out some Banks that had been robbed by some Developers in Panama City Beach, Florida and guess who was involved all along? … UBS, through shell front companies in New York, acquired Condos at the Shores Of Panama for pennies on the dollar. … Shortly before Eric Holder accepted President Obamas offer to head the office of the Attorney General, he was legal counsel for UBS. It is also important to know that UBSs President, Robert Wolf, is not only one of Obamas golfing buddies, but one of his largest campaign contributors.” VE2-3 During this interval UBS Legal Counsel Holder, UBS AG (Swiss) Global General Counsel David Aufhauser and other know and unknown collaborators were allegedly involved in the conversion of other Florida property in Palm Beach, Florida, one owned by Mallard. Then UBS Chairman Wolf is now not only an Obama golf buddy but Obama bagman! Wolf created 32 Advisors but has only 6 that provide “trusted advice in … the intersection of Economics & Public Policy”!
UBS Legal Counsel Eric Holder
USA ATTORNEY GENERAL HOLDER CHEATS USA TAXPAYERS WHILE BENEFITING UBS ET AL CLIENT THROUGH SEMANTIC TRICKS AND MISREPRESENTATIONS OF THE TRUTH!
Rolling Stone reports: “In earlier cases involving manipulation Justice Department [USA Attorney General Holder] allowed Royal Bank of Scotland and UBS to have Japanese subsidiaries plead guilty, shielding the parent [UBS AG[ company from any fallout.
One: he [Holder] failed to win a single conviction in court for any crimes related to the [USA Federally unregulated Lehman & UBS Utah Industrial Banks] financial crisis.
Two: Holder famously invented a concept called “collateral consequences,” under which the state could pursue non-criminal alternatives for companies [UBS AG (Swiss) Global General Counsel David Aufhauser et al] if they believed prosecuting them might result in too much “collateral” damage. The Swiss bank UBS, which was caught manipulating the Libor interest rate benchmark, were examples of firms that escaped vigorous prosecution because Holder and his lackeys were, ostensibly anyway, concerned about market-altering consequences. Holder’s successor Loretta Lynch was even forced to rip up Holder’s UBS deal for being insufficiently punitive. It’s worth noting that Holder, before he became attorney general, represented UBS at Covington & Burling. So when Holder wedded “collateral consequences” to these new Too Big to Fail mega-firms, he created Too Big to Jail [UBS]. This is a huge part of his legacy, the creation of an unjailable class.
Three: Holder also pioneered the extrajudicial settlement, striking huge deals with companies in which judges did not sign off on the agreements.
Four: There is a huge misconception, pushed equally by odd bedfellows in the financial community and Obama supporters, that Eric Holder didn’t send anyone from Wall Street to jail because ‘no one broke any laws.’ … Compare this to what he just said after returning to Covington & Burling: ‘I [Holder] think that what we did in the department was, I always like to say, appropriately aggressive. There may be clients that, for whatever reason, will not decide to work with me’
Five: Holder contributed countless subtle inventions to soften punishments. … Law360.com, noting that the settlement language meant that 35 percent of the bank’s regulatory burden would be shifted ‘onto the backs of taxpayers, pointed out, as if surprised, that the tax treatment ‘sparked debate’ … There were other tricks. [UBS] Banks that committed multiple violations of the same offense were often allowed to settle or plead to just one count.” VE2-4
Washington, DC canny Eric & Sharon Malone Holder
HOLDER’S CONTROVERSIAL WASHINGTON REVOLVING DOOR.
Holder’s eight years in private practice at the law firm Covington & Burling, where he argued for leniency for major corporations and government contractors, including Chiquita Brands and UBS, an international banking giant under federal investigation for alleged tax and accounting abuse. The Department of Justice under Holder not only failed to pursue criminal prosecutions of the [UBS] banks responsible for the mortgage meltdown, but in fact de-prioritized investigations of mortgage fraud, making it the lowest-ranked criminal threat, according to an inspector general report.
When the firm [Covington & Burling moved to a new building last year, it kept an 11th-story corner office reserved for Holder. Holders critics charge that he made a career out of institutionalizing Too Big to Prosecute rules within the department. Holder is set to become among the highest-earning partners at the firm, with compensation in the seven or eight figures.” VE2-5 Lawyer/lobbyist law firms specially segregate leading partners on private floors. This is primarily done so they can secretly commit conflict of interest conversations without notice to others. Like Holder talking about UBS matters with another partner ethnically assigned to UBS. Holder has become one of the most powerful lawyer/lobbyist Washington rain makers (brings in cash from favors done while working in USA Federal Government). 7 or 8 figure salary is between $1 > $99 million USA cash per year. That is a lot of hoops (basketball) and golf! Private golf clubs is the venue of preference to converse or transfer golf bag cash in the USA for obvious reasons. President Xi of China put a stop to a golf course cult that was growing fast among businessmen in China. From information and belief, businessmen and politicians were converting public parks into private golf courses. It is said to have been stopped.
UBS Assistant to UBS AG (Swiss) Global General Counsel Aufhauser scruffy Craig E Darvin
UBS AG (SWISS) GLOBAL ASSISTANT GENERAL COUNSEL CRAIG DARVIN ADMITS MALLARD UBS MORTGAGE ASSET DOCUMENT EXISTS BUT SUCCESSFULLY DENYS IT IN 3RD DISTRICT COURT, SALT LAKE CITY, UTAH!
Assistant UBS AG (Swiss) Global General Counsel Craig Darvin working for UBS AG (Swiss) Global General Counsel David Aufhauser terminated the credit line ($100,000) & mortgage on UBS Client Mallard’s property ($450,000). This was initiated by David Aufhauser’s office after UBS Client Mallard witnessed the criminal purging of the entire UBS Laurel, New Jersey mortgage department and the shredding of United States Federally mandated mortgage documents. Darvin iterates UBS will not divulge any of the Florida ELDERLY Client mortgage documents. From information and belief, UBS is afraid that their destruction of USA Federal mortgage documents would be exposed and the Obama administration would have to ask UBS to sacrifice a few UBS staff for convictions to satisfy USA Federal crimes. The Utah 3rd District Court refused to recognize the above UBS Darvin email as a genuine material existing fact.
UBS AG (SWISS) GLOBAL ASSOCIATE GENERAL COUNSEL CRAIG E DARVIN IS NOW AT SAME POSITION AND PROTECTED IN ZURICH, SWITZERLAND
From information and belief Darvin was transferred out of USA to UBS AG Headquarters, Zurich, Switzerland so he could not be called as a witness or interrogated on UBS AG or his boss David Aufhauser’s UBS AG un-convered swindles. Darvin also had USA Federal criminal issues herein mentioned. From information and belief Darvin would have plea-bargained for a lesser sentence if Cuomo and Obama had not interceded for UBS and Darvin’s boss UBS Global General Counsel David Aufhauser on USA Federal insider trading crimes, among other things.
Craig E. Darvin
Executive Director, Associate General Counsel at UBS Inc
Bahnhofstrasse 45, Zurich, Zurich, Switzerland
+41 44 234 11 11
THERE IS NO UBS INC. WHY DOES THE SWISS GOVERNMENT, FINMA AND OTHER SWISS FINANCIAL REGULATORS ALLOW UBS AG TO FRAUDULENTLY HOLD UBS AG HEADQUARTERS TO THE WORLD AS UBS INC? IS UBS AG AFRAID DARVIN WILL BE CRIMINALLY PROSECUTED IN USA? WHAT GIVES?
UBS AG (Switzerland) has illegally altered it’s above logo to the World as true and correct UBS Inc doing business at Zurich headquarters. It is fraud. This misrepresentation of the truth has been ignored by the Swiss Government & Financial Regulators who will take no action. How can the Swiss Government allow UBS AG to hold itself out as UBS Inc without any explanation given to the Swiss citizens and the World? Is this another ploy to cover UBS AG international crimes on record as being committed by the likes of Craig Darvin and his prior criminally active boss UBS AG Global General Counsel David Aufhauser? At very least the Financial World would like a legal explanation. Is UBS AG protecting Darvin under a phony UBS Inc logo from crimes perpetrated within the USA?
FINMA WILL NOT FULFILL IT’S SWISS GOVERNMENT FINANCIAL MANDATE SAFEGUARDING UBS AG WORLD CLIENTELE FROM UBS AG KNOWN CRIMINAL ACTIVITIES HEREIN MENTIONED, ESPECIALLY USA ELDERLY UBS CLIENTS.
FINMA reports: “FINMA is Switzerlands independent financial-markets regulator. Its mandate is to supervise banks, insurance companies, exchanges, securities dealers, collective investment schemes, and their asset managers and fund management companies. It also regulates distributors and insurance intermediaries. It is charged with protecting creditors, investors and policyholders. FINMA is responsible for ensuring that Switzerlands financial markets function effectively.
FINMA is mandated to protect financial market clients creditors, investors and policyholders and is responsible for ensuring that Switzerlands financial markets function effectively. Its supervisory tasks -authorisation, supervision and, where necessary, the enforcement of supervisory law are derived from that mandate. In addition, FINMA can also regulate activities where it is authorised to do so. In performing its supervisory activities, FINMA adopts a systematic risk-oriented approach and is mindful to ensure continuity and accountability. This strengthens confidence in the proper functioning, integrity and competitiveness of Switzerland’s financial centre.”
GOOGLE SEARCH SHOWS “UBS INC” AS BEING BASED IN WEST PALM BEACH, FLORIDA. FLORIDA REGULATORS HAVE NO RECORD OF A UBS INC BEING REGISTERED TO DO FINANCIAL OR ANY OTHER BUSINESS IN FLORIDA!
UBS Inc has held itself out as being located at UBS AG headquarters in Zurich. We now see UBS Inc has used Google Search to fraudulently say it is based in West Palm Beach, Florida. These series of international crimes cannot be held out as mistakes and inadvertences as UBS AG so often portrays it’s internationally documented criminal acts.
UBS AG (SWISS) UBS BANK USA INITIAL SWINDLES SHOW PUERTO RICO JUDICIAL AND REGULATORY OVERSIGHT VULNERABILITIES LATER EXPLOITED BY UBS AG.
UBS Assistant UBS AG (Swiss) Global General Counsel Craig E Darvin reported directly to UBS AG (Swiss) Global General Counsel David Aufhauser. Soon after this UBS AG Judicial and Regulatory trial run UBS AG began looting their High Net Worth Client designated victim list, especially elderly (see issue 4). This depicted swindle used successfully implemented UBS AG scams. UBS AG knows it and it’s top officers are impervious to either loosing their USA Charter or going to jail for insider trading et al, especially after giving dubious deferred payments to “USA Presidential Team UBS”. Then again, USA Presidential fear they will be outed by President Trump.
UBS STARTS LOOTING MALLARD’S CLIENT ACCOUNT ASSETS BY THE FRAUDULENT USE OF SHIFTING.
Please note UBS Financial Services says: “According to your instructions a disbursement has been made”. Mallard never made such “instructions” and never knew UBS was shifting his accounts to somewhere unknown to Mallard. Shifting UBS Client Mallard’s knowledge or consent is a USA Federal crime. assets by UBS without is a USA Federal crime. It is looting UBS Client Mallard’s assets by UBS.
IT WAS A USA FEDERAL CRIME TO OFFSHORE WIRE TRANSFER CLIENT MALLARD’S MORE THAN $10,000 ASSETS WITHOUT KNOWLEDGE OR CONSENT OF BOTH CLIENT MALLARD AND USA FEDERAL GOVERNMENT.
UBS Financial Services says: “According to your instructions a disbursement has been made”. VE2-6 UBS Client never made any such instructions for that would be a USA Federal crime.
This UBS scheme has allegedly been used by UBS to entrap known UBS Clients. UBS has denied the existence of this “FED FUND WIRE” transfer, even though it has been submitted as UBS looting evidence on numerous occasions. UBS AG and it’s affiliates now only did not give mandatory USA Federal and Client consent but failed to tell USA Federal Government of the wire transfer
UBS LOOTS MALLARD’S CLIENT ACCOUNT ASSETS BY THE FRAUDULENT USE OF SHIFTING THROUGH ILLEGAL UBS BANK USA, PALM BEACH FLORIDA.
It is inconceivable UBS AG (Switzerland) would use it’s solely owned Utah Federally unregulated UBS Bank USA illegally doing business in Florida at the time to implement a criminal shifting of UBS Client Mallard’s account assets without mandatory USA Federal or Client Mallard consent. These are a series of UBS AG un-prosecuted Client looting crimes within the USA.
UBS ATTACKS WELLS FARGO WITH “DIRTY TRICKS”, INCLUDING “TRANSFERRING ACCOUNTS, CHANGING ACCOUNT NUMBERS” ET AL BUT WINS STILL WITH “SPECIAL HANDLING”.
OnWallStreet reports: “In a counterclaim, Kinnear alleged UBS tried to drive a wedge between him and his high-net-worth clients. He also claimed the firm [UBS] made false and malicious statements including claiming Kinnear still worked for them, according to the document. … For its part, Wells Fargo said UBS sought to prevent clients from transferring accounts and changed account numbers, causing confusion and added cost. In an emailed statement, a spokesperson for Wells Fargo declined comment on the specific case. Wells Fargo Advisers takes its obligation to protect client information seriously,’ she said.” VE2-7 As we see, UBS successfully committed a similar scheme on Wells Fargo as Mallard. UBS continually uses dirty tricks to win legal actions within USA Federal and state courts. From authoritative information and belief, UBS can direct cases to sleeper judiciary in strategic USA areas for special handling. This will be documented in Utah and Florida.
Y ruiz 1.png
UBS ROUTINELY AND PURPOSEFULLY USES MISREPRESENTATIONS OF THE TRUTH AND OTHER FORGERY WITHIN COURT SUBMITTED DOCUMENTS.
Mallard and Honorable Kaspar Villiger had a common friend. From information and belief, UBS AG (Swiss) Global General Counsel David Aufhauser in New York City insinuated himself and had the Ruiz UBS type confusion letter concocted. This same scheme was successfully used against Wells Fargo lawyers. UBS Bank USA maintained it was mandatory Client Mallard invest with UBS to get his UBS Mortgage. From information and belief, these “disbursement” documents were part of a UBS AG entrapment scenario against targeted and solicited USA elderly high net worth potential victims. All of these documents correspond to the UBS AG schemes (see issue 1, VA-41 > VA-43). We believed it was curtailed by UBS AG either because of UBS prior Chairman Honorable Kaspar Villiger’s intercession (Exhibit Y), the Palm Beach County registered mortgage in favor of UBS (Exhibit C) or both.
Swiss President then UBS AG Group Executive Board Director Honorable Kaspar Villiger
UBS GENERAL COUNSEL’S USA OFFICE IGNORES UBS AG GROUP EXECUTIVE BOARD CHAIRMAN KASPAR VILLIGER’S DIRECT ORDERS.
UBS AG Chairman Kaspar Villiger and Herb Mallard had a common friend whose concern for Herb’s UBS treatment was directly shared. Even though this had been the case, UBS AG (Swiss) Global General Counsel David Aufhauser’s office refused to comply with Honorable UBS AG Chairman Villiger by sending a purposefully confusing letter to Mallard signed by Kyna Ruiz. We will see this same type of letter used again against the Chairman of Wells Fargo. Oh yes, after drafting this letter Kyna Ruiz was terminated from UBS with UBS saying her whereabouts was unknown. This is a common UBS ploy to get rid of implicating evidence and witnesses.
We see the Swiss President become the UBS AG Group Executive Board Director, thus further substantiating the affiliate relationship between UBS AG and the Swiss Government. We have seen UBS successfully initiate similar questionable acts when it hired USA Senate Finance Committee Chairman Phil Gramm (see issue 3, VC-65 > VC-67). This has given UBS AG an unfair World competitive advantage over more regional banks.
UBS BANK USA UTAH INDUSTRIAL BANK CHIEF CREDIT OFFICER STEVE STEWART IN A UTAH COURT SUBMITTED SWORN AFFIDAVIT (EXHIBIT M) CONTRADICTS TRUTH (LIES). STEWART THEN REDACTS (BLACKS OUT) FURTHER UBS BANK USA FORGERIES FROM USA FEDERAL GOVERNMENT TO COVER PRIOR FORGERIES.
One can clearly see Exhibit Y contradicts the sworn Affidavit and added documents of the UBS Stewart Utah affidavit (Exhibit M). In fact Steve Stewart makes similar misrepresentations of the truth as he does against UBS Clients Mullins, Hawit et al in UBS Bank USA Industrial Bank below mentioned attacks upon them.
The Ruiz document (Exhibit Y) ending with the credit line agreement is all Mallard ever saw. This is why UBS Bank USA has to maintain the “bigger lie theory” by compounding lies with further lies. Mallard did sign in his handwriting twice along with his social security and phone number. It can be seen that by not printing his name he was being rushed so he could talk to the UBS Laurel, New Jersey mortgage department. Mark Boinavich (sp) was on speakerphone awaiting to assure Mallard the mortgage agreement part was on its way to completion. All other checked boxes and numbers were done by UBS sometime afterwards. What Ruiz sent Mallard is all he initially received. Mallard was told by his UBS representative Melissa Smith that everything else was boilerplate and Mallard would receive everything after Mark Boinovich in the UBS New Jersey Mortgage Department UBS Real Estate Department, Laurel, New Jersey (866-536-3827) finished the mortgage part. Mallard never received anything but for redacted documents from the Salt Lake City, Utah 3rd District State Courthouse (Exhibit M). Mallard was only given what Ruiz gave him (Exhibit Y) that was said to have come from UBS AG (Swiss) Global General Counsel David Aufhausers office. From information and belief, Aufhausers office originated this usual UBS incoherent disinformation scheme many times before his New York State criminal prosecution for insider trading.
Within the UBS Bank USA/ UBS Financial Services, 440 Royal Palm Way, Palm Beach, Florida office Malissa Smith had a cubicle for her Clients. UBS never told Palm Beach USA senior citizen Client Mallard that Malissa Smith was a trainee allowed by UBS to sign off on USA Federal submissions despite being an unregistered/uncertified UBS trainee. UBS also forged UBS Client personal identifiers by submitting to USA Federal regulators a Palm Beach address that is non existent, improper social security number et al. Mallard never received an un-redacted copy of the credit line agreement part from UBS. Mallard never was told his UBS assigned representative Melissa Smith signing off on USA Federal submissions was a UBS trainee. Internationally, Honorable UBS Chairman Kaspar Villiger, Zurich, Switzerland took no action during the Indonesian UBS AG scandal (see Issue 1, VA-80). Nation states and international finance should scrutinize all of the herein documented information on the continuing UBS AG World reign of terror.
UBS AG and Lehmans USA Federally unregulated Utah Industrial Bank Cartel members are known to have significantly triggered the 2008 World Financial crash (Cartels are USA Federally illegal). As above noted, the USA Federally unregulated USA Utah Industrial Bank Cartel is still active with UBS AG solely owned UBS Bank USA member still actively documented herein as being implicated in the same USA swindles. 2008 Lehman’s was conveniently terminated. If an astute entity wants to know when the next World may occur, just watch UBS AG’s solely owned USA Federally unregulated Utah Industrial Bank Cartel member UBS Bank USA, it’s aliases and it’s specific Cartel associate.
AFFIDAVIT OF DEFENDANT MALLARD IN SUPPORT OF PLAINTIFF UBS OBSTRUCTION OF JUSTICE, AS FURTHER GROUNDS FOR UBS REVOCATION OF UBS PLAINTIFF USA CHARTER.
Exhibit FF Affidavit supports Exhibits Y & M. Exhibit WW depicts in New York Federal Court UBS alleged Riker Danzig lawyers under the direction of UBS AG commit fraudulent violations of USA Federal Law. This was done while UBS AG was on USA Federal Parole in Florida.
AGAIN, UBS CRIMINALLY CHANGES AND SHIFTS USA FEDERAL & STATE MANDATORY DOCUMENTS BUT STILL KEEPS USA CHARTER.
AdvisorHub reports: “UBS unfairly competed by changing the account numbers of Kinnears clients, it argued, leading to rejection of clients computerized account transfer instructions when they tried to follow him. Intriguingly, Wells also argued that UBS falsely and maliciously told the public that Kinnear and his team remained with the broker-dealer because it maintained their UBS website page after they left. A UBS spokesman did not respond to a call for comment.” VE2-8 These substantiated OBS acts clearly show a pattern of successful UBS fraud committed against USA Federal Government. How was UBS allowed to successfully repetitively commit these criminal acts. Could it have something to do with USA Presidential Team UBS being given continuing deferred payments to do so?
FINRA IS ASSERTIVELY BIASED IN FAVOR OF UBS, FOR SOME REASON!
cookcountyrecord.com reports: “A former clerk with UBS Financial Services in Chicago has gone to Chicago federal court, arguing the Financial Industry Regulatory Authority has no jurisdiction over him in a multi-million dollar arbitration action brought against him by UBS for allegedly breaching his employment contract. His contract with UBS did not contain any provision for arbitration. Less than three months later, Freund quit UBS to take a job with Wells Fargo. FINRA is a private corporation that regulates firms doing business in securities. The U.S. Securities and Exchange Commission is the ultimate overseer of the securities industry, as well as of FINRA. … Freund sought federal intervention to declare he has no obligation to take part in arbitration and is beyond FINRAs power. In line with this, Freund wants FINRA to be prohibited from taking any further action against him. … Freund argued he refuses to go along with FINRAs order to answer discovery, because to do so, would force him to submit to arbitration claims he never agreed to arbitrate and if he does comply, his rights would be compromised in the event the arbitration proceeds against him.” VE2-9 It is common knowledge within international finance FINRA is partial towards UBS AG in USA. No one should allow forced FINRA arbitration to be implemented by UBS AG under any circumstances if they want fairness to prevail in USA.
FINRA SENIOR STAFF REPEATEDLY CANNOT PASS THE SMELL TEST ON THEIR INCREASINGLY COZY UBS RELATIONSHIP, FOR SOME REASON.
advisors4advisors.com reports: “Since the Swiss bank (UBS AG) was one of the first to sign the recruiting protocol that protects migrating advisors who take their own clients’ contact information with them, this seems to be a lot more than just copying the CRM files. Not many details are available, but UBS wants FINRA [Financial Industry Regulatory Authority] to give its claims expedited treatment. They’ve proved in the past that they’re willing to let the assets move with the advisors.” VE2-10 FINRA and UBS relationship cannot past smell test. Something fishy is happening. FINRA senior personnel should be interrogated or otherwise scrutinized regarding their UBS actions. At the end, this can only be detrimental to UBS Clients, especially the elderly. FINRA credibility does not exist.
UBS INITIATES AN ILLEGAL CONVERSION OF UBS CLIENT MALLARD’S CASH ASSETS AFTER ILLEGALLY CONVERTING HIS STOCKS.
We are clearly depicting the usual UBS AG attack upon USA elderly citizens. One UBS connected lawyer said to Mallard: “Everybody knows what is going on with UBS against their Clients. There is no way anybody can win against them. They own the White House. UBS is part of the Swiss Government.” Reliable media and USA Federal Government sources have substantiated at least part of this claim. A polarized media presently covers confrontations between a Trump Administration bent on “draining the Washington swamp” an “USA Presidential Team UBS” triplets, the UBS known administrative state collaborators, down to pertinent Federal and State Court Officers within USA elderly enclaves. We have the corroborating documents.
Mallard has sufficient international influence to move forward against UBS AG and it’s solely owned USA affiliates. For the sake of verbiage economy, we only include but a few of our many substantiating document examples. The rest is archived for future use book reviewed.
UBS SELLS CLIENT MALLARD’S STOCKS, UNILATERALLY ILLEGALLY SHIFTS AND WIRE TRANSFERS ASSETS TO SWITZERLAND DAYS BEFORE UBS UTTERS THE THREAT TO DO SO THROUGH AFTER-THE-FACT FAKE MARGIN CALL.
Mallard’s complete blue chip uranium and gold mining stock portfolio entrusted to UBS was unilaterally sold to an undisclosed entity, thus converting it into cash by UBS before November 11, 2008. Mallard and the USA Federal Government was then told of the unilateral shifting (see above Exhibit K) occurring on November 13, 2008, unilateral wire transfer to Switzerland (see above Exhibit L) on November 11, 2008 and the unilateral shifting (see above Exhibit N) occurring on November 20, 2008. After these USA Federal Government illegal acts were committed.
UBS SENDS CLIENT MALLARD AN “IMMEDIATE ACTION” DEMAND NOTICE AFTER SELLING HIS URANIUM AND GOLD MINING STOCKS. UBS THEN CONVERTS THE RESULTING CASH TO UBS AG POSSESSION AND CONTROL.
Mallard received a notice November 21, 2008 that a margin deficiency existed and to act immediately. In fact, Mallard’s stocks had been unilaterally sold with cash illegally shifted and wire transferred to Switzerland days before this demand. It is USA Federally mandatory to report all transfers over $10,000 to USA Federal Government.
Mallard UBS #109 check
UBS CLOSES MALLARD’S ACCOUNTS BEFORE THREATENING TO DO SUCH.
Mallard’s November 6, 2008 UBS cashed check made out to cash but was rebuffed by UBS. UBS stamped “closed account” on the check. The account closure was perpetrated well before the UBS threats to do so.
SALT LAKE CITY, UTAH VE3
UBS ATTACKS MALLARD WITH BLUNT DEMAND NOTIFICATION.
As we clearly see the demand letter is dated November 13, 2008, well before the UBS cash conversion of Mallard’s blue chip uranium and gold mining stocks. Mallard cash was then converted into the possession and control of UBS via illegal shifting and an offshore wire transfer to Switzerland of more than $10,000. Again, this demand letter was created before UBS shifting and wire transfer of Mallard’s assets without mandatory USA FederalVariations of this demand letter have been sent to many USA elderly UBS Client victims with no recourse in a far off Utah courtroom.to defend themselves from UBS swindling their UBS entrusted assets. Most just pay whatever UBS demands rather than Under Obama’s Presidency, UBS recently attacked Puerto Rican elderly UBS Clients. This swindle cleaned out UBS Client investment class. We have traced the causal chain of incriminating documents right to the desk of UBS Chairman Bob McCann (see VF4-1 > VF4-30). These UBS and vulture fund swindlers keep attacking USA elderly in Puerto Rico and other USA protectorates through their demands and asset control.
AGAIN, UBS AG VIOLATES USA FEDERAL INTERSTATE LAW WHILE ON USA FEDERAL PROBATION IN FLORIDA COURT. OBAMA REFUSES TO REVOKE USA CHARTER OF UBS FOR SOME REASON!
UBS AG (Swiss) solely owned USA Federally unregulated Utah Industrial Bank UBS Bank USA illegally shipped Mallard out to Salt Lake City, Utah using this general canned form Complaint as UBS has allegedly done to so many other USA elderly UBS Client victims. It should be noted that UBS was neither Chartered nor licensed to do business in Florida at the time. Utah Bank USA was criminally operating out of UBS offices at 440 Royal Palm Way, Palm beach, Florida 33480. The interstate UBS swindle was subject to USA Federal Government laws and regulations. At this time UBS AG was on USA Federal parole with it’s UBS AG Group Executive Board Chairman a fugitive from USA Justice hiding in Switzerland. UBS lead Utah lawyer Thomas R Karrenberg in the Complaint says:
“3. Venue properly lies in this Court on the basis of certain agreements between the Bank and Mallard that provide, among other things, that actions arising out of or related to such agreements between the parties shall be brought and maintained in this Court. Additionally, a substantial part of the events and omissions giving rise to the Bank’s claims occurred in the district in which this Court resides.”
Venue rebuttal: #3 is allegedly a clear fraudulent misrepresentation of the truth so common in these form prepared Utah Industrial Bank and Penny Stock swindles. The 3rd District Court ignored the Defendant Mallard Florida Mortgage registered correctly at the Palm Beach County registry of deeds. “Section 47.011, Florida Statute provides in relevant part that [a]ctions shall be brought only in the county where the defendant resides, where the cause of action accrued or where the property in litigation is located.
MALLARD MORTGAGE OFFICIALLY REGISTERED IN PALM BEACH COUNTY, FLORIDA . REGISTRY OF DEEDS VENUE IN FAVOR OF UBS BANK USA
The existence of this registered Florida mortgage was denied by UBS AG (Swiss) solely UBS Bank USA which was illegally doing business in Florida without a license. From UBS information and belief the mortgage existence made it difficult for UBS AG (Swiss) to loot all of Client Mallard’s assets at once. UBS AG Group Board (Swiss) member and UBS AG (Swiss) Global General Counsel David Aufhauser had his subordinate Craig Darvin dubiously send an email contradicting